Topic: Digital payments landscape in the United States (2024)

Editor’s Picks Current statistics on this topic

Current statistics on this topic

PaymentsMost used in-store (POS) payment methods in the U.S. 2017-2023, with 2027 forecast
PaymentsVisa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2023
PaymentsAnnual buy now, pay later (BNPL) spending in the U.S. in 2023, with a 2029 forecast

Related topics

Payment behavior in the U.S.

3
  • Credit cards in the United States
  • E-commerce in the United States
  • Mobile payments in the United States

Payment behavior in North America

2
  • Cross-border e-commerce in North America
  • E-commerce in Canada

Digital payment trends worldwide

7
  • A2A (account-to-account) payments
  • BNPL (Buy Now, Pay Later)
  • CBDC (Central Bank Digital Currencies)
  • Credit cards
  • Crypto payments
  • Instant, or real-time, payments
  • Mobile payments with digital wallets

Recommended statistics

Market share

7
  • Premium Statistic Triannual level of cash payments in the U.S. 2015-2018
  • Premium Statistic Annual currency in circulation (CIC) to GDP ratio of the U.S. 2001-2022
  • Premium Statistic Most used in-store (POS) payment methods in the U.S. 2017-2023, with 2027 forecast
  • Premium Statistic Payments at points of sale by type in the U.S. 2023
  • Premium Statistic Most used e-commerce payment methods in the U.S. 2016-2023, with 2027 forecast
  • Premium Statistic Most common online payments by type in the U.S. 2023
  • Premium Statistic Penetration of crypto as a means of payment in selected countries worldwide in 2023

Market share

  • Premium Statistic Triannual level of cash payments in the U.S. 2015-2018

    Topic: Digital payments landscape in the United States (4)

    Triannual level of cash payments in the U.S. 2015-2018

    Share of cash estimate at point of sale (POS) in the United States in 2015 and 2018

  • Premium Statistic Annual currency in circulation (CIC) to GDP ratio of the U.S. 2001-2022

    Topic: Digital payments landscape in the United States (5)

    Annual currency in circulation (CIC) to GDP ratio of the U.S. 2001-2022

    Share of currency in circulation (CIC) to the nominal GDP of the United States from 2001 to 2022

  • Premium Statistic Most used in-store (POS) payment methods in the U.S. 2017-2023, with 2027 forecast

    Topic: Digital payments landscape in the United States (6)

    Most used in-store (POS) payment methods in the U.S. 2017-2023, with 2027 forecast

    Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United States from 2017 to 2023, with a forecast for 2027

  • Premium Statistic Payments at points of sale by type in the U.S. 2023

    Topic: Digital payments landscape in the United States (7)

    Payments at points of sale by type in the U.S. 2023

    Payments at points of sale by type in the U.S. as of December 2023

  • Premium Statistic Most used e-commerce payment methods in the U.S. 2016-2023, with 2027 forecast

    Topic: Digital payments landscape in the United States (8)

    Most used e-commerce payment methods in the U.S. 2016-2023, with 2027 forecast

    Market share of cash, credit cards, and other payment methods during online shopping in the United States from 2016 to 2023, with a forecast for 2027

  • Premium Statistic Most common online payments by type in the U.S. 2023

    Topic: Digital payments landscape in the United States (9)

    Most common online payments by type in the U.S. 2023

    Most common online payments by type in the U.S. as of December 2023

  • Premium Statistic Penetration of crypto as a means of payment in selected countries worldwide in 2023

    Topic: Digital payments landscape in the United States (10)

    Penetration of crypto as a means of payment in selected countries worldwide in 2023

    Market share of cryptocurrency compared to other payment methods in selected countries across the world as of 2023

Penetration

8
  • Premium Statistic Penetration rate of credit cards in the United States 2014-2029
  • Premium Statistic Penetration rate of debit cards in the United States 2014-2029
  • Premium Statistic Quarterly adoption of mobile payments at POS in the U.S. 2018-2023
  • Premium Statistic Mobile payments by situation in the U.S. 2023
  • Premium Statistic Payment types accepted by all e-commerce vendors in the U.S. in 2022 and 2024
  • Premium Statistic Annual crypto adoption development in the U.S. 2020-2023, by metric
  • Premium Statistic Domestic and cross-border e-commerce revenue share 2023, by country
  • Premium Statistic Quarterly market share of outgoing digital remittances in the U.S. 2016-2023

Penetration

  • Premium Statistic Penetration rate of credit cards in the United States 2014-2029

    Topic: Digital payments landscape in the United States (11)

    Penetration rate of credit cards in the United States 2014-2029

    Penetration rate of credit cards in the United States from 2014 to 2029

  • Premium Statistic Penetration rate of debit cards in the United States 2014-2029

    Topic: Digital payments landscape in the United States (12)

    Penetration rate of debit cards in the United States 2014-2029

    Penetration rate of debit cards in the United States from 2014 to 2029

  • Premium Statistic Quarterly adoption of mobile payments at POS in the U.S. 2018-2023

    Topic: Digital payments landscape in the United States (13)

    Quarterly adoption of mobile payments at POS in the U.S. 2018-2023

    Mobile payments usage performed with any mobile device at POS in the United States from 2018 to 4th quarter of 2023

  • Premium Statistic Mobile payments by situation in the U.S. 2023

    Topic: Digital payments landscape in the United States (14)

    Mobile payments by situation in the U.S. 2023

    Mobile payments by situation in the U.S. in 2023

  • Premium Statistic Payment types accepted by all e-commerce vendors in the U.S. in 2022 and 2024

    Topic: Digital payments landscape in the United States (15)

    Payment types accepted by all e-commerce vendors in the U.S. in 2022 and 2024

    Share of companies that accept selected digital payments for all types of e-commerce in the United States as of February 2024

  • Premium Statistic Annual crypto adoption development in the U.S. 2020-2023, by metric

    Topic: Digital payments landscape in the United States (16)

    Annual crypto adoption development in the U.S. 2020-2023, by metric

    Crypto Adoption Index ranking of the United States from 2020 to 2023, by metric

  • Premium Statistic Domestic and cross-border e-commerce revenue share 2023, by country

    Topic: Digital payments landscape in the United States (17)

    Domestic and cross-border e-commerce revenue share 2023, by country

    Distribution of domestic and cross-border e-commerce revenues in 2023, by country

  • Premium Statistic Quarterly market share of outgoing digital remittances in the U.S. 2016-2023

    Topic: Digital payments landscape in the United States (18)

    Quarterly market share of outgoing digital remittances in the U.S. 2016-2023

    Share of digitally initiated remittances in the United States from 2nd quarter 2016 to 3rd quarter 2023, based on remittance outflow towards any other country

Biggest brands

8
  • Premium Statistic Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2023
  • Premium Statistic Biggest commercial card issuers in the U.S. 2019-2021, based on purchase volume
  • Premium Statistic Most used mobile payments by brand in the U.S. 2023
  • Premium Statistic Most used online payments by brand in the U.S. 2023
  • Premium Statistic Biggest buy now, pay later (BNPL) apps in the U.S. 2015-2023, based on downloads
  • Premium Statistic Biggest cryptocurrency wallets in the U.S. 2015-2023, based on downloads
  • Premium Statistic Biggest real-time payments brands worldwide in 2022, based on number of transactions
  • Premium Statistic Quarterly market share of outgoing remittance brands in the U.S. 2011-2023

Biggest brands

  • Premium Statistic Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2023

    Topic: Digital payments landscape in the United States (19)

    Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2023

    Market share of Visa, Mastercard, American Express, Discover as general purpose card brands in the United States from 2007 to 2023, based on value of transactions

  • Premium Statistic Biggest commercial card issuers in the U.S. 2019-2021, based on purchase volume

    Topic: Digital payments landscape in the United States (20)

    Biggest commercial card issuers in the U.S. 2019-2021, based on purchase volume

    Leading commercial card issuers in the United States from 2019 to 2021, based on value of transactions for business activities (in billion U.S. dollars)

  • Premium Statistic Most used mobile payments by brand in the U.S. 2023

    Topic: Digital payments landscape in the United States (21)

    Most used mobile payments by brand in the U.S. 2023

    Most used mobile payments by brand in the U.S. as of December 2023

  • Premium Statistic Most used online payments by brand in the U.S. 2023

    Topic: Digital payments landscape in the United States (22)

    Most used online payments by brand in the U.S. 2023

    Most used online payments by brand in the U.S. as of December 2023

  • Premium Statistic Biggest buy now, pay later (BNPL) apps in the U.S. 2015-2023, based on downloads

    Topic: Digital payments landscape in the United States (23)

    Biggest buy now, pay later (BNPL) apps in the U.S. 2015-2023, based on downloads

    Biggest buy now, pay later (BNPL) apps in the United States from 1st quarter of 2015 to 4th quarter of 2023, by number of downloads

  • Premium Statistic Biggest cryptocurrency wallets in the U.S. 2015-2023, based on downloads

    Topic: Digital payments landscape in the United States (24)

    Biggest cryptocurrency wallets in the U.S. 2015-2023, based on downloads

    Biggest wallets for cryptocurrency storage in the United States from 1st quarter of 2015 to 4th quarter of 2023, by number of downloads

  • Premium Statistic Biggest real-time payments brands worldwide in 2022, based on number of transactions

    Topic: Digital payments landscape in the United States (25)

    Biggest real-time payments brands worldwide in 2022, based on number of transactions

    Brands with the highest number of real-time (instant) payment transactions worldwide in 2022 (in billions)

  • Premium Statistic Quarterly market share of outgoing remittance brands in the U.S. 2011-2023

    Topic: Digital payments landscape in the United States (26)

    Quarterly market share of outgoing remittance brands in the U.S. 2011-2023

    Biggest brands for remittances in the United States from 1st quarter 2011 to 3rd quarter 2023, based on remittance outflow towards any other country

Users

9
  • Premium Statistic Annual credit card and debit cards issued in the U.S. 2012-2021
  • Premium Statistic Triennial credit card penetration in the U.S. 2011-2024, by demographic
  • Premium Statistic Triennial debit card penetration in the U.S. 2011-2024, by demographic
  • Premium Statistic Apple Pay, Google Pay users for POS in the U.S. 2019-2021, with forecast to 2026
  • Premium Statistic Number of contactless mobile payment users in U.S. 2022, with a 2027 forecast
  • Premium Statistic Top 10 countries worldwide based on number of buy now, pay later (BNPL) users 2022
  • Premium Statistic Buy now, pay later (BNPL) use in the U.S. 2023, by age, gender, income, race
  • Premium Statistic Quarterly number of crypto users in the U.S. 2021-2022
  • Premium Statistic Cryptocurrency use cases in the U.S. 2023, by age, gender, income, race

Users

  • Premium Statistic Annual credit card and debit cards issued in the U.S. 2012-2021

    Topic: Digital payments landscape in the United States (27)

    Annual credit card and debit cards issued in the U.S. 2012-2021

    Total number of credit cards and debit cards in circulation in the United States from 2012 to 2021

  • Premium Statistic Triennial credit card penetration in the U.S. 2011-2024, by demographic

    Topic: Digital payments landscape in the United States (28)

    Triennial credit card penetration in the U.S. 2011-2024, by demographic

    Share of individuals who own a credit card in the United States in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level

  • Premium Statistic Triennial debit card penetration in the U.S. 2011-2024, by demographic

    Topic: Digital payments landscape in the United States (29)

    Triennial debit card penetration in the U.S. 2011-2024, by demographic

    Share of individuals who own a debit card in the United States in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level

  • Premium Statistic Apple Pay, Google Pay users for POS in the U.S. 2019-2021, with forecast to 2026

    Topic: Digital payments landscape in the United States (30)

    Apple Pay, Google Pay users for POS in the U.S. 2019-2021, with forecast to 2026

    Estimates on the number of users of selected contactless/tap to pay platforms in the United States from 2019 and 2021, with forecasts from 2022 to 2026 (in millions)

  • Premium Statistic Number of contactless mobile payment users in U.S. 2022, with a 2027 forecast

    Topic: Digital payments landscape in the United States (31)

    Number of contactless mobile payment users in U.S. 2022, with a 2027 forecast

    Estimates on the number of users of contactless/tap to pay mobile payments in the United States in 2022, with a forecast for 2027 (in billions)

  • Premium Statistic Top 10 countries worldwide based on number of buy now, pay later (BNPL) users 2022

    Topic: Digital payments landscape in the United States (32)

    Top 10 countries worldwide based on number of buy now, pay later (BNPL) users 2022

    Leading countries in the world with the highest number of buy now, pay later (BNPL) users as of 2022 (in millions)

  • Premium Statistic Buy now, pay later (BNPL) use in the U.S. 2023, by age, gender, income, race

    Topic: Digital payments landscape in the United States (33)

    Buy now, pay later (BNPL) use in the U.S. 2023, by age, gender, income, race

    Share of respondents who said they used buy now, pay later (BNPL) in the United States in 2023, by age, gender, income, and race

  • Premium Statistic Quarterly number of crypto users in the U.S. 2021-2022

    Topic: Digital payments landscape in the United States (34)

    Quarterly number of crypto users in the U.S. 2021-2022

    Estimated number of people who hold or trade cryptocurrency in the United States from 4th quarter of 2021 to 4th quarter of 2022

  • Premium Statistic Cryptocurrency use cases in the U.S. 2023, by age, gender, income, race

    Topic: Digital payments landscape in the United States (35)

    Cryptocurrency use cases in the U.S. 2023, by age, gender, income, race

    Share of respondents who said they used cryptocurrency either for investments or transaction in the United States in 2023, by age, gender, income, and race

Transaction value

6
  • Premium Statistic Annual credit card spending in the U.S. 2012-2022
  • Premium Statistic Annual debit card spending in the U.S. 2012-2022
  • Premium Statistic Mobile payment market size in 4 countries in the Americas in 2020, with 2025 forecast
  • Premium Statistic Annual buy now, pay later (BNPL) spending in the U.S. in 2023, with a 2029 forecast
  • Premium Statistic Annual buy now, pay later (BNPL) transaction volume in U.S. 2019-2021, by vertical
  • Premium Statistic Annual value of outgoing and incoming remittance flow in the U.S. 2021, by country

Transaction value

  • Premium Statistic Annual credit card spending in the U.S. 2012-2022

    Topic: Digital payments landscape in the United States (36)

    Annual credit card spending in the U.S. 2012-2022

    Value of credit card transactions for payments in the United States from 2012 to 2022 (in million U.S. dollars)

  • Premium Statistic Annual debit card spending in the U.S. 2012-2022

    Topic: Digital payments landscape in the United States (37)

    Annual debit card spending in the U.S. 2012-2022

    Value of debit card transactions for payments in the United States from 2012 to 2022 (in million U.S. dollars)

  • Premium Statistic Mobile payment market size in 4 countries in the Americas in 2020, with 2025 forecast

    Topic: Digital payments landscape in the United States (38)

    Mobile payment market size in 4 countries in the Americas in 2020, with 2025 forecast

    Transaction volume of mobile payments in selected countries in North America and Latin America in 2020 with a forecast for 2025 (in million U.S. dollars)

  • Premium Statistic Annual buy now, pay later (BNPL) spending in the U.S. in 2023, with a 2029 forecast

    Topic: Digital payments landscape in the United States (39)

    Annual buy now, pay later (BNPL) spending in the U.S. in 2023, with a 2029 forecast

    Estimated transaction value of buy now, pay later (BNPL) in the United States in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)

  • Premium Statistic Annual buy now, pay later (BNPL) transaction volume in U.S. 2019-2021, by vertical

    Topic: Digital payments landscape in the United States (40)

    Annual buy now, pay later (BNPL) transaction volume in U.S. 2019-2021, by vertical

    Transaction volume of buy now, pay later (BNPL) in different product segments and merchant verticals in the United States from 2019 to 2021 (in billion U.S. dollars)

  • Premium Statistic Annual value of outgoing and incoming remittance flow in the U.S. 2021, by country

    Topic: Digital payments landscape in the United States (41)

    Annual value of outgoing and incoming remittance flow in the U.S. 2021, by country

    Value of remittances sent from/to the United States to/from other countries or territories worldwide in 2021 (in million U.S. dollars)

Number of transactions

7
  • Premium Statistic Annual number of credit card transactions in the U.S. 2012-2022, per capita
  • Premium Statistic Size of a credit card transaction in the U.S. 2012-2022, in USD
  • Premium Statistic Annual number of debit card transactions in the U.S. 2012-2022, per capita
  • Premium Statistic Size of a debit card transaction in the U.S. 2012-2022, in USD
  • Premium Statistic Top 10 countries worldwide with highest number of contactless card transactions 2022
  • Premium Statistic Annual buy now, pay later (BNPL) loan number in U.S. 2019-2021
  • Premium Statistic Annual number of real-time payments in the U.S. in 2022, with a 2027 forecast

Number of transactions

  • Premium Statistic Annual number of credit card transactions in the U.S. 2012-2022, per capita

    Topic: Digital payments landscape in the United States (42)

    Annual number of credit card transactions in the U.S. 2012-2022, per capita

    Total number of credit card transactions processed for payments in the United States from 2012 to 2022

  • Premium Statistic Size of a credit card transaction in the U.S. 2012-2022, in USD

    Topic: Digital payments landscape in the United States (43)

    Size of a credit card transaction in the U.S. 2012-2022, in USD

    Average value of a credit card transaction in the United States from 2012 to 2022 (in U.S. dollars)

  • Premium Statistic Annual number of debit card transactions in the U.S. 2012-2022, per capita

    Topic: Digital payments landscape in the United States (44)

    Annual number of debit card transactions in the U.S. 2012-2022, per capita

    Total number of debit card transactions processed for payments in the United States from 2012 to 2022

  • Premium Statistic Size of a debit card transaction in the U.S. 2012-2022, in USD

    Topic: Digital payments landscape in the United States (45)

    Size of a debit card transaction in the U.S. 2012-2022, in USD

    Average value of a debit card transaction in the United States from 2012 to 2022 (in U.S. dollars)

  • Premium Statistic Top 10 countries worldwide with highest number of contactless card transactions 2022

    Topic: Digital payments landscape in the United States (46)

    Top 10 countries worldwide with highest number of contactless card transactions 2022

    Leading countries in the world with the highest number of contactless card transactions as of 2022 (in billions)

  • Premium Statistic Annual buy now, pay later (BNPL) loan number in U.S. 2019-2021

    Topic: Digital payments landscape in the United States (47)

    Annual buy now, pay later (BNPL) loan number in U.S. 2019-2021

    Number of buy now, pay later (BNPL) transactions in the United States from 2019 to 2021

  • Premium Statistic Annual number of real-time payments in the U.S. in 2022, with a 2027 forecast

    Topic: Digital payments landscape in the United States (48)

    Annual number of real-time payments in the U.S. in 2022, with a 2027 forecast

    Total number of real-time (instant) payments in the United States in 2022, with a forecast for 2027

Miscellaneous

5
  • Premium Statistic Triennial unbanked population share in the U.S. 2011-2024, by demographic
  • Basic Statistic Internet users in the United States 2020-2029
  • Premium Statistic Mobile internet usage reach in the United States 2014-2029
  • Basic Statistic Revenue of the e-commerce industry in the U.S. 2019-2029
  • Premium Statistic Main cross-border online shopping markets in the U.S. 2022, by market share

Miscellaneous

  • Premium Statistic Triennial unbanked population share in the U.S. 2011-2024, by demographic

    Topic: Digital payments landscape in the United States (49)

    Triennial unbanked population share in the U.S. 2011-2024, by demographic

    Share of unbanked individuals in the United States in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level

  • Basic Statistic Internet users in the United States 2020-2029

    Topic: Digital payments landscape in the United States (50)

    Internet users in the United States 2020-2029

    Number of internet users in the United States from 2020 to 2029 (in millions)

  • Premium Statistic Mobile internet usage reach in the United States 2014-2029

    Topic: Digital payments landscape in the United States (51)

    Mobile internet usage reach in the United States 2014-2029

    Mobile internet usage penetration in the United States from 2014 to 2029

  • Basic Statistic Revenue of the e-commerce industry in the U.S. 2019-2029

    Topic: Digital payments landscape in the United States (52)

    Revenue of the e-commerce industry in the U.S. 2019-2029

    Revenue of the e-commerce industry in the U.S. 2019-2029 (in billion U.S. dollars)

  • Premium Statistic Main cross-border online shopping markets in the U.S. 2022, by market share

    Topic: Digital payments landscape in the United States (53)

    Main cross-border online shopping markets in the U.S. 2022, by market share

    Leading countries for cross-border online purchases in the United States in 2022, by market share

Topic: Digital payments landscape in the United States (2024)
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