S&P 500 Returns since 1942 (2024)

Stock market returns since 1942

If you invested $100 in the S&P 500 at the beginning of 1942, you would have about $867,672.11 at the end of 2024, assuming you reinvested all dividends. This is a return on investment of 867,572.11%, or 11.64% per year.

This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 45,006.51% cumulatively, or 7.71% per year.

If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $734,836.24.

Contents

  1. Overview
  2. Adjusting for inflation
  3. Full monthly data
  4. Dollar cost average

The graph below shows the performance of $100 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.

This chart shows the rate of gains and loss by month, including dividends:

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Adjusting stock market return for inflation

The nominal return on investment of $100 is $867,572.11, or 867,572.11%. This means by 2024 you would have $867,672.11 in your pocket.

However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).

In the case of the returns described above, the CPI in 1942 was 16.300 and the CPI in 2024 was 313.548.

The ratio between these CPIs describes how relative buying power of a dollar has changed over 82 years.

Adjusted for inflation, the $867,672.11 nominal end value of the original $100 investment would have a real return of roughly $45,006.51 in 1942 dollars. This means the inflation-adjusted return is 45,006.51% as opposed to the original 867,572.11%.

For more information on inflation, see our U.S. inflation calculator for 1942.

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Full monthly data

The table below shows the full dataset pertaining to a $100 investment, including gains and losses over the 988-month period between 1942 and 2024.

Note that data shown is the monthly average closing price. Returns include dividends.

YearMonthReturn (%)Amount ($)CPI
19421-2.48%97.5215.70
19422-4.76%92.8815.80
19423-3.45%89.6716.00
194241.87%91.3516.10
194255.75%96.6016.30
194264.38%100.8316.30
194270.05%100.8816.40
194281.66%102.5516.50
194297.97%110.7216.50
1942102.15%113.1116.70
1942111.06%114.3016.80
1942126.50%121.7416.90
194316.43%129.5716.90
194324.01%134.7716.90
194333.79%139.8817.20
194344.36%145.9817.40
194352.18%149.1617.50
194362.47%152.8517.50
19437-4.54%145.9117.40
194382.55%149.6417.30
19439-0.50%148.8917.40
194310-4.21%142.6217.40
1943111.77%145.1517.40
1943123.67%150.4717.40
19441-0.24%150.1017.40
194423.24%154.9717.40
19443-1.31%152.9417.40
194442.20%156.3117.50
194455.14%164.3517.50
194463.02%169.3117.60
19447-1.06%167.5217.70
19448-1.23%165.4717.70
194492.88%170.2417.70
194410-0.28%169.7617.70
1944112.60%174.1717.70
1944123.38%180.0617.80
194513.73%186.7917.80
194520.31%187.3817.80
194532.90%192.8117.80
194544.16%200.8317.80
194552.19%205.2317.90
19456-1.70%201.7518.10
194570.71%203.1718.10
194587.18%217.7618.10
194594.51%227.5918.10
1945103.61%235.8018.10
1945112.02%240.5718.10
1945124.30%250.9118.20
194610.59%252.3818.20
19462-2.68%245.6218.10
194636.77%262.2518.30
194640.52%263.6118.40
19465-0.34%262.7218.50
19466-2.55%256.0218.70
19467-1.62%251.8719.80
19468-14.42%215.5420.20
19469-1.87%211.5120.40
194610-0.01%211.4820.80
1946113.39%218.6621.30
1946120.92%220.6721.50
194714.27%230.0921.50
19472-3.67%221.6421.50
19473-3.30%214.3321.90
19474-1.36%211.4121.90
194753.92%219.7021.90
194766.69%234.4022.00
19477-1.56%230.7522.20
19478-2.17%225.7522.50
194793.03%232.5823.00
194710-0.73%230.8923.00
194711-1.12%228.2923.10
194712-0.86%226.3223.40
19481-4.45%216.2523.70
194821.92%220.4023.50
194838.19%238.4523.40
194845.33%251.1623.80
194854.59%262.6823.90
19486-1.96%257.5424.10
19487-2.49%251.1324.40
19488-0.68%249.4324.50
194893.19%257.3824.50
194810-5.10%244.2524.40
194811-0.16%243.8624.20
1948121.63%247.8424.10
19491-3.33%239.5924.00
194921.49%243.1623.80
194930.41%244.1723.80
19494-0.18%243.7223.90
19495-4.91%231.7523.80
194966.26%246.2623.90
194974.17%256.5323.70
194981.87%261.3423.80
194993.14%269.5523.90
1949101.95%274.8023.70
1949113.24%283.7023.80
1949122.63%291.1623.60
195012.52%298.5123.50
195021.38%302.6123.50
195033.39%312.8623.60
195043.91%325.1123.60
195052.16%332.1523.70
19506-6.72%309.8123.80
195076.64%330.3824.10
195084.11%343.9524.30
195094.72%360.1924.40
1950100.38%361.5524.60
1950110.19%362.2524.70
1950128.01%391.2825.00
195114.31%408.1325.40
19512-1.11%403.5925.70
195131.93%411.3725.80
195140.63%413.9525.80
19515-1.15%409.2125.90
195162.37%418.9025.90
195174.97%439.7025.90
195183.14%453.4925.90
195190.03%453.6226.10
195110-2.25%443.3926.20
1951113.61%459.4126.40
1951123.83%477.0326.50
19521-1.33%470.6726.50
195220.75%474.2026.30
195230.20%475.1626.30
195240.46%477.3526.40
195253.24%492.8426.40
195263.37%509.4326.50
195270.88%513.9226.70
19528-1.11%508.2226.70
19529-1.61%500.0326.70
1952103.67%518.3726.70
1952114.51%541.7526.70
1952120.99%547.1026.70
19531-0.77%542.8726.60
195320.96%548.0726.50
19533-4.47%523.5526.60
195341.00%528.8026.60
19535-3.11%512.3726.70
195361.91%522.1726.80
195370.90%526.8726.80
19538-4.11%505.2326.90
195393.52%523.0026.90
1953102.71%537.1627.00
1953111.84%547.0326.90
1953123.02%563.5726.90
195412.68%578.6526.90
195422.58%593.5926.90
195434.45%620.0126.90
195444.42%647.4326.80
195451.22%655.3526.90
195464.46%684.5626.90
195472.39%700.9526.90
195482.74%720.1626.90
195492.71%739.6826.80
1954104.30%771.5026.80
1954114.95%809.7226.80
1954122.17%827.2726.70
195513.70%857.9226.70
19552-0.44%854.1826.70
195533.81%886.7126.70
19554-0.08%886.0126.70
195556.15%940.4626.70
195567.64%1,012.3526.70
19557-0.30%1,009.3226.80
195584.82%1,057.9326.80
19559-4.72%1,007.9426.90
1955107.07%1,079.1726.90
1955111.24%1,092.5226.90
195512-2.39%1,066.4326.80
195610.95%1,076.5526.80
195627.21%1,154.1326.80
195631.48%1,171.2526.80
19564-2.84%1,138.0026.90
19565-0.26%1,135.0227.00
195665.75%1,200.2727.20
19567-0.28%1,196.8527.40
19568-3.09%1,159.8827.30
19569-0.95%1,148.8227.40
195610-0.71%1,140.6427.50
1956111.81%1,161.2727.50
195612-1.86%1,139.6427.60
19571-4.00%1,094.1027.60
195721.62%1,111.8327.70
195732.64%1,141.2327.80
195744.16%1,188.7127.90
195751.95%1,211.9428.00
195762.32%1,240.0828.10
19577-5.21%1,175.5328.30
19578-3.74%1,131.5728.30
19579-5.90%1,064.8528.30
195710-1.80%1,045.6828.30
1957110.32%1,049.0028.40
1957122.33%1,073.4328.40
195810.70%1,080.9728.60
195822.42%1,107.1128.60
195830.90%1,117.0428.80
195843.56%1,156.7828.90
195852.74%1,188.4228.90
195863.07%1,224.9128.90
195874.05%1,274.5829.00
195882.94%1,312.1028.90
195894.36%1,369.2928.90
1958103.33%1,414.8428.90
1958112.16%1,445.4329.00
1958124.25%1,506.9328.90
19591-1.27%1,487.8729.00
195922.81%1,529.6228.90
195931.94%1,559.2428.90
195941.77%1,586.7729.00
19595-0.61%1,577.1529.00
195964.23%1,643.8229.10
19597-0.32%1,638.5929.20
19598-3.70%1,577.9129.20
195990.18%1,580.6929.30
1959100.67%1,591.2729.40
1959113.46%1,646.3829.40
195912-1.49%1,621.9229.40
19601-3.61%1,563.3829.30
19602-1.08%1,546.5229.40
196031.58%1,571.0229.40
19604-0.62%1,561.2129.50
196053.99%1,623.4729.50
19606-2.20%1,587.8229.60
196071.49%1,611.4929.60
19608-2.72%1,567.6529.60
19609-1.67%1,541.4129.60
1960103.54%1,595.9929.80
1960112.69%1,638.9329.80
1960125.43%1,727.8729.80
196114.37%1,803.4529.80
196123.40%1,864.7129.80
196132.92%1,919.1529.80
196141.26%1,943.3929.80
19615-1.08%1,922.4029.80
19616-0.03%1,921.8629.80
196173.84%1,995.6430.00
19618-0.54%1,984.8329.90
196191.34%2,011.4930.00
1961104.77%2,107.4830.00
1961111.16%2,131.9930.00
196112-3.49%2,057.6430.00
196211.91%2,096.9330.00
196220.34%2,104.0830.10
19623-2.94%2,042.1230.10
19624-7.19%1,895.3930.20
19625-11.41%1,679.0830.20
196262.72%1,724.7030.20
196273.02%1,776.8430.30
19628-0.59%1,766.3030.30
19629-2.86%1,715.8530.40
1962107.20%1,839.4030.40
1962114.62%1,924.4530.40
1962124.15%2,004.2530.40
196311.60%2,036.2330.40
19632-0.11%2,034.0330.40
196334.98%2,135.2830.50
196342.27%2,183.7530.50
196350.22%2,188.4830.50
19636-1.22%2,161.7430.60
196373.03%2,227.2630.70
196382.89%2,291.7130.70
196390.50%2,303.1730.70
196310-0.31%2,296.1030.80
1963112.39%2,351.0630.80
1963123.33%2,429.3530.90
196411.48%2,465.3130.90
196422.07%2,516.3630.90
196431.69%2,558.9730.90
196441.22%2,590.2030.90
19645-0.35%2,581.1130.90
196463.96%2,683.3531.00
19647-1.23%2,650.4631.10
196481.97%2,702.5631.00
196491.97%2,755.8031.10
1964100.94%2,781.6231.10
196411-1.49%2,740.1731.20
1964122.82%2,817.4631.20
196510.98%2,844.9331.20
196520.34%2,854.4831.20
196531.56%2,898.9431.30
196541.73%2,949.1731.40
19655-4.51%2,816.2431.40
196560.10%2,819.1431.60
196572.12%2,878.8631.60
196583.60%2,982.3931.60
196592.50%3,056.8631.60
1965101.08%3,089.7531.70
196511-0.21%3,083.2131.70
1965121.98%3,144.2731.80
19661-0.43%3,130.7431.80
19662-3.86%3,009.8232.00
196633.32%3,109.7732.10
19664-5.01%2,954.0532.30
19665-0.56%2,937.5232.30
196660.02%2,938.0632.40
19667-5.77%2,768.5532.50
19668-3.22%2,679.2732.70
19669-0.56%2,664.1532.70
1966105.32%2,805.7732.90
1966110.72%2,825.8632.90
1966124.13%2,942.5732.90
196713.73%3,052.3332.90
196722.63%3,132.7232.90
196731.99%3,195.1433.00
196742.06%3,260.8933.10
19675-0.99%3,228.5433.20
196761.99%3,292.8733.30
196771.85%3,353.8433.40
196781.65%3,409.3133.50
196790.10%3,412.6333.60
196710-2.88%3,314.2933.70
1967113.11%3,417.4233.80
196712-0.02%3,416.8233.90
19681-4.26%3,271.3734.10
19682-1.56%3,220.3634.20
196837.66%3,467.1034.30
196842.56%3,555.7834.40
196852.94%3,660.3434.50
196860.05%3,662.1334.70
19687-1.93%3,591.3134.90
196883.51%3,717.2835.00
196892.72%3,818.2935.10
1968101.79%3,886.4735.30
1968111.29%3,936.4235.40
196812-3.99%3,779.5535.50
19691-0.24%3,770.5435.60
19692-1.91%3,698.3835.80
196932.27%3,782.4936.10
196943.51%3,915.3836.30
19695-4.97%3,720.7436.40
19696-4.21%3,564.2736.60
19697-0.28%3,554.1636.80
196980.63%3,576.5037.00
196991.35%3,624.6537.10
1969101.00%3,660.8137.30
196911-5.03%3,476.7637.50
196912-0.59%3,456.2837.70
19701-3.20%3,345.8237.80
197022.01%3,413.1438.00
19703-2.75%3,319.3638.20
19704-11.20%2,947.6238.50
19705-0.27%2,939.6738.60
197060.52%2,955.0338.80
197073.26%3,051.2439.00
197086.32%3,244.1239.00
197092.49%3,324.8839.20
1970100.21%3,331.7539.40
1970117.16%3,570.2539.60
1970124.11%3,717.0139.80
197114.15%3,871.3139.80
197122.83%3,980.9439.90
197133.67%4,127.1940.00
19714-1.11%4,081.4740.10
19715-1.60%4,016.3340.30
19716-0.46%3,997.7440.60
19717-1.52%3,937.0940.70
197182.49%4,034.9840.80
19719-1.86%3,959.7840.80
197110-4.37%3,786.6840.90
1971117.16%4,057.9440.90
1971124.42%4,237.4141.10
197212.09%4,325.8441.10
197222.62%4,439.1641.30
197231.26%4,495.0441.40
19724-0.78%4,460.1741.50
197250.52%4,483.1941.60
19726-0.50%4,460.6041.70
197273.78%4,629.3741.90
19728-1.21%4,573.3442.00
197290.42%4,592.4342.10
1972105.25%4,833.7242.30
1972112.31%4,945.4542.40
1972120.99%4,994.3842.50
19731-3.33%4,828.3142.60
19732-1.35%4,763.3642.90
19733-1.63%4,685.5643.30
19734-2.57%4,565.1543.60
19735-1.99%4,474.3143.90
197361.21%4,528.4644.20
19737-1.64%4,454.4044.30
197382.00%4,543.2845.10
197394.24%4,735.7045.20
197310-6.85%4,411.1745.60
197311-6.81%4,110.9845.90
1973121.70%4,180.8846.20
19741-2.47%4,077.5046.60
197424.57%4,264.0347.20
19743-4.82%4,058.6447.80
19744-2.71%3,948.8348.00
197450.46%3,966.8948.60
19746-11.35%3,516.7749.00
19747-3.76%3,384.3749.40
19748-10.01%3,045.4750.00
197492.38%3,117.8650.60
1974103.74%3,234.5851.10
197411-6.09%3,037.5351.50
1974128.63%3,299.7651.90
1975110.81%3,656.3852.10
197524.97%3,838.2352.50
197531.49%3,895.3152.70
197546.71%4,156.7952.90
197552.89%4,277.1153.20
197560.43%4,295.5953.60
19757-7.00%3,995.0654.20
19758-0.85%3,960.9954.30
197594.97%4,157.9054.60
1975102.04%4,242.8054.90
197511-1.18%4,192.7555.30
1975129.55%4,592.9655.50
197614.18%4,784.8655.60
197620.80%4,823.2555.80
197631.10%4,876.0955.90
19764-0.38%4,857.4056.10
197650.90%4,901.1456.50
197662.67%5,031.7756.80
19767-0.56%5,003.5757.10
197682.44%5,125.5557.40
19769-3.11%4,966.2357.60
197610-0.37%4,948.0357.90
1976113.79%5,135.3858.00
197612-0.54%5,107.7958.20
19771-2.37%4,986.8158.50
19772-0.05%4,984.1159.10
19773-1.19%4,924.6159.50
197740.06%4,927.7960.00
197750.90%4,972.1360.30
197761.28%5,035.8960.70
19777-2.08%4,931.2261.00
19778-1.18%4,873.2661.20
19779-2.20%4,766.1561.40
1977100.98%4,812.9161.60
197711-0.08%4,809.0661.90
197712-3.39%4,646.0162.10
19781-0.97%4,600.8562.50
197820.27%4,613.0862.90
197834.83%4,835.8963.40
197845.50%5,102.0763.90
197850.67%5,136.4464.50
19786-0.06%5,133.2465.20
197877.33%5,509.4165.70
197880.40%5,531.4366.00
19789-2.77%5,378.0166.50
197810-5.44%5,085.5867.10
1978111.92%5,183.3667.40
1978124.19%5,400.3067.70
19791-1.06%5,343.2268.30
197922.34%5,468.3269.10
197932.43%5,601.2569.80
19794-1.89%5,495.2170.60
197952.42%5,628.0771.50
197961.42%5,708.0372.30
197975.01%5,994.2573.10
197981.54%6,086.5973.80
19799-3.35%5,882.5474.60
197910-0.32%5,863.5775.20
1979114.40%6,121.8075.90
1979123.31%6,324.5876.70
198014.40%6,602.6077.80
19802-8.78%6,023.0478.90
19803-1.16%5,953.0580.10
198045.04%6,252.8581.00
198056.86%6,681.9781.80
198064.97%7,014.0282.70
198073.50%7,259.8482.70
198082.84%7,465.7283.30
198093.32%7,713.9484.00
1980104.61%8,069.9184.80
198011-1.24%7,969.4685.50
1980120.01%7,970.2586.30
19811-3.07%7,725.5587.00
198124.14%8,045.6587.90
198131.29%8,149.7488.50
19814-1.62%8,017.9489.10
198150.86%8,086.7089.80
19816-2.02%7,923.6590.60
198170.80%7,987.2491.60
19818-8.30%7,324.0992.30
198191.73%7,450.5993.20
1981103.04%7,677.3793.40
1981111.18%7,767.9193.70
198112-4.80%7,394.7394.00
19821-1.91%7,253.2094.30
19822-2.74%7,054.1494.60
198235.47%7,439.9594.50
198240.57%7,482.3394.90
19825-5.27%7,087.9795.80
198260.24%7,105.2597.00
198270.79%7,161.6697.50
1982812.10%8,027.9797.70
198298.88%8,740.9697.90
1982104.50%9,134.3098.20
1982111.36%9,258.1198.00
1982123.93%9,621.5697.60
198312.13%9,826.5097.80
198323.87%10,206.3697.90
198334.20%10,634.7697.90
198344.42%11,105.2498.60
198351.75%11,299.9799.20
198360.71%11,379.9999.50
19837-2.41%11,106.0599.90
198383.31%11,474.09100.20
198390.65%11,548.43100.70
198310-1.14%11,416.62101.00
198311-0.13%11,401.99101.20
1983121.58%11,581.68101.30
19841-5.11%10,989.60101.90
198420.44%11,038.22102.40
198430.51%11,094.20102.60
19844-0.25%11,066.18103.10
19845-1.85%10,861.64103.40
19846-0.91%10,762.97103.70
198479.21%11,753.87104.10
198481.41%11,919.24104.50
19849-0.41%11,870.09105.00
1984101.29%12,022.73105.30
198411-0.71%11,937.66105.30
1984124.70%12,498.44105.30
198515.79%13,221.77105.50
19852-0.48%13,158.53106.00
198531.02%13,293.36106.40
198542.74%13,657.02106.90
198552.51%13,999.94107.30
198562.25%14,314.55107.60
19857-1.85%14,050.41107.80
19858-1.88%13,785.56108.00
198591.50%13,991.73108.30
1985106.42%14,890.07108.70
1985115.29%15,678.43109.00
1985120.75%15,796.29109.30
198615.70%16,696.24109.60
198626.18%17,728.53109.30
198632.74%18,214.54108.80
198640.49%18,304.13108.60
198653.13%18,877.64108.90
19866-1.80%18,537.10109.50
198672.28%18,959.91109.50
19868-2.46%18,494.21109.70
19869-0.09%18,477.59110.20
1986103.53%19,130.39110.30
1986111.71%19,457.32110.40
1986126.67%20,755.78110.50
198716.46%22,096.99111.20
198724.38%23,064.04111.60
19873-0.86%22,866.52112.10
198740.17%22,906.04112.70
198754.50%23,936.46113.10
198763.12%24,683.78113.50
198776.45%26,276.87113.80
19878-3.03%25,480.57114.40
19879-11.85%22,460.13115.00
198710-12.30%19,696.77115.30
198711-1.33%19,433.88115.40
1987124.25%20,259.15115.40
198813.33%20,933.48115.70
198823.23%21,610.07116.00
19883-0.89%21,418.60116.50
19884-2.19%20,949.90117.10
198856.00%22,206.52117.50
19886-0.31%22,138.36118.00
19887-1.72%21,757.92118.50
198881.93%22,177.23119.00
198893.80%23,020.32119.80
198810-2.02%22,555.25120.20
1988112.33%23,079.88120.30
1988123.51%23,890.60120.50
198913.30%24,678.95121.10
19892-0.16%24,639.05121.60
198933.56%25,517.39122.30
198944.12%26,567.50123.10
198953.39%27,468.84123.80
198962.80%28,238.01124.10
198974.69%29,562.59124.40
198980.46%29,697.26124.60
198990.29%29,782.27125.00
198910-1.81%29,242.15125.60
1989112.74%30,042.42125.90
198912-2.21%29,378.12126.10
19901-2.53%28,635.68127.40
199022.71%29,410.90128.00
199030.20%29,468.54128.70
199043.85%30,603.35128.90
199053.17%31,573.46129.20
199060.17%31,627.05129.90
19907-7.86%29,140.77130.40
19908-4.34%27,875.76131.60
19909-2.32%27,230.22132.70
1990102.98%28,042.72133.50
1990114.59%29,328.93133.80
199012-0.69%29,127.97133.80
1991111.61%32,508.79134.60
199123.04%33,498.56134.80
199132.26%34,255.23135.00
19914-0.18%34,193.96135.20
199150.35%34,312.62135.60
199160.78%34,580.42136.00
199172.68%35,506.81136.20
19918-0.30%35,399.19136.60
199190.18%35,463.49137.20
1991100.02%35,469.09137.40
1991110.94%35,800.77137.80
1991127.36%38,435.00137.90
19921-0.60%38,204.07138.10
19922-1.01%37,817.30138.60
199230.26%37,917.25139.30
199242.07%38,701.51139.50
19925-1.33%38,187.12139.70
199261.91%38,917.31140.20
199270.94%39,283.80140.50
199280.38%39,432.37140.90
19929-1.18%38,966.26141.30
1992102.76%40,040.52141.80
1992113.27%41,350.33142.00
1992120.14%41,409.41141.90
199311.72%42,123.41142.60
199322.15%43,029.13143.10
19933-1.34%42,451.79143.60
199340.72%42,759.45144.00
199350.87%43,129.40144.20
199360.06%43,155.71144.40
199371.76%43,916.31144.40
199381.35%44,511.36144.80
199391.24%45,064.15145.10
1993100.01%45,067.55145.70
1993110.89%45,467.38145.80
1993121.74%46,256.64145.80
19941-0.08%46,221.63146.20
19942-1.42%45,563.51146.70
19943-3.35%44,038.79147.20
199441.06%44,504.82147.40
199451.11%44,997.98147.50
19946-0.52%44,764.50148.00
199473.08%46,144.17148.40
199480.82%46,521.38149.00
19949-0.44%46,314.83149.40
199410-0.37%46,143.52149.50
199411-1.03%45,670.22149.70
1994122.45%46,789.68149.70
199513.82%48,576.62150.30
199522.56%49,819.29150.90
199533.22%51,421.25151.40
199543.35%53,142.72151.90
199553.18%54,831.81152.20
199563.55%56,776.96152.50
199570.51%57,068.30152.50
199583.72%59,189.91152.90
199590.91%59,730.05153.20
1995102.36%61,138.72153.70
1995113.39%63,210.79153.60
1995120.16%63,313.56153.50
199615.90%67,051.84154.40
19962-0.20%66,917.27154.90
199630.20%67,049.13155.70
199642.35%68,628.02156.30
199651.28%69,505.49156.60
19966-3.48%67,089.09156.70
199673.08%69,152.58157.00
199682.02%70,552.04157.30
199694.12%73,458.43157.80
1996105.05%77,169.61158.30
1996111.20%78,094.28158.60
1996123.26%80,638.23158.60
199714.36%84,155.00159.10
19972-0.62%83,630.14159.60
19973-3.41%80,782.32160.00
199749.22%88,228.70160.20
199755.34%92,937.31160.10
199765.74%98,268.13160.30
199770.35%98,609.89160.50
199781.19%99,785.33160.80
199791.65%101,427.17161.20
199710-1.15%100,258.69161.60
1997112.63%102,900.12161.50
1997120.24%103,144.09161.30
199816.40%109,747.53161.60
199825.31%115,578.28161.90
199833.41%119,514.50162.20
19984-0.22%119,249.35162.50
199850.12%119,388.22162.80
199864.47%124,722.09163.00
19987-6.97%116,027.70163.20
19988-4.90%110,344.15163.40
199891.29%111,768.53163.60
19981010.97%124,034.44164.00
1998114.10%129,124.94164.00
1998125.05%135,642.76163.90
19991-0.07%135,552.28164.30
199922.92%139,515.16164.50
199934.25%145,444.59165.00
19994-0.10%145,300.84166.20
19995-0.61%144,411.94166.20
199964.52%150,942.81166.20
19997-3.77%145,245.64166.70
19998-0.60%144,377.05167.10
19999-1.27%142,539.89167.90
1999107.11%152,668.71168.20
1999112.81%156,956.76168.30
199912-0.12%156,770.09168.30
20001-2.48%152,885.20168.80
200023.94%158,910.34169.80
200031.42%161,174.28171.20
20004-2.84%156,598.87171.30
200053.16%161,552.85171.50
200060.85%162,926.60172.40
200070.94%164,457.64172.80
20008-1.08%162,682.07172.80
20009-5.21%154,199.45173.70
200010-0.77%153,008.16174.00
200011-3.32%147,928.18174.10
2000120.46%148,601.26174.00
20011-2.14%145,426.76175.10
20012-9.08%132,222.15175.80
200130.45%132,815.42176.20
200146.88%141,952.24176.90
20015-2.39%138,561.49177.70
20016-2.66%134,875.44178.00
20017-2.05%132,116.11177.50
20018-11.25%117,256.58177.50
200193.18%120,990.06178.30
2001105.05%127,103.87177.70
2001111.47%128,967.28177.40
200112-0.30%128,583.35176.70
20021-3.35%124,272.25177.10
200224.95%130,417.85177.80
20023-3.51%125,834.40178.80
20024-2.82%122,285.41179.80
20025-5.92%115,044.94179.80
20026-10.76%102,667.83179.90
200271.14%103,837.00180.10
20028-4.76%98,896.72180.70
20029-1.37%97,544.76181.00
2002106.63%104,007.66181.30
200211-1.04%102,931.12181.30
200212-0.22%102,702.08180.90
20031-6.41%96,113.91181.70
200321.31%97,370.98183.10
200335.29%102,517.87184.20
200345.31%107,963.84183.80
200355.70%114,122.29183.50
200360.60%114,802.35183.70
20037-0.17%114,611.41183.90
200383.16%118,234.48184.60
200392.03%120,632.07185.20
2003101.21%122,092.43185.00
2003113.06%125,833.11184.50
2003124.93%132,042.92184.30
200411.09%133,477.78185.20
20042-1.57%131,388.59186.20
200430.97%132,660.62187.40
20044-2.56%129,258.86188.00
200452.86%132,952.66189.10
20046-2.24%129,976.14189.70
20047-1.39%128,172.63189.40
200482.78%131,739.20189.50
200490.10%131,874.36189.90
2004104.77%138,169.90190.90
2004112.73%141,938.41191.00
200412-1.35%140,023.35190.30
200511.68%142,377.43190.70
20052-0.26%142,013.53191.80
20053-2.41%138,592.54193.30
200541.34%140,443.96194.60
200552.18%143,506.61194.40
200561.81%146,100.91194.50
200570.31%146,553.85195.40
200580.28%146,963.75196.40
20059-2.62%143,107.10198.80
2005103.96%148,776.35199.20
2005112.14%151,966.31197.60
2005121.47%154,195.30196.80
20061-0.02%154,169.65198.30
200621.49%156,460.82198.70
200630.80%157,709.90199.80
20064-0.79%156,469.29201.50
20065-2.71%152,235.56202.50
200660.72%153,331.72202.90
200672.29%156,845.71203.50
200682.53%160,815.75203.90
200693.62%166,630.70202.90
2006102.00%169,966.06201.80
2006112.15%173,617.38201.50
2006120.69%174,820.24201.80
200711.60%177,610.46202.42
20072-2.47%173,216.57203.50
200734.18%180,457.47205.35
200743.39%186,578.15206.69
200750.34%187,221.66207.95
200760.57%188,297.47208.35
20077-4.20%180,386.89208.30
200783.07%185,933.32207.92
200792.99%191,495.76208.49
200710-4.81%182,291.88208.94
2007111.24%184,549.06210.18
200712-6.64%172,303.87210.04
20081-1.56%169,609.09211.08
20082-2.63%165,154.08211.69
200834.24%172,162.89213.53
200842.56%176,574.75214.82
20085-4.25%169,076.36216.63
20086-6.08%158,799.10218.82
200872.11%162,150.61219.96
20088-4.85%154,290.30219.09
20089-20.19%123,133.56218.78
200810-8.61%112,537.48216.57
200811-0.35%112,142.23212.43
200812-1.10%110,913.65210.23
20091-6.70%103,479.66211.14
20092-5.69%97,594.32212.19
2009312.32%109,619.65212.71
200946.66%116,920.12213.24
200952.87%120,274.39213.86
200961.28%121,811.07215.69
200978.12%131,703.04215.35
200983.65%136,510.65215.83
200992.40%139,791.15215.97
2009102.09%142,718.83216.18
2009112.23%145,895.55216.33
2009121.36%147,875.30215.95
20101-2.90%143,589.18216.69
201025.94%152,122.73216.74
201034.09%158,341.40217.63
20104-5.88%149,027.14218.01
20105-3.54%143,746.26218.18
20106-0.16%143,517.60217.97
201070.86%144,757.04218.01
201083.37%149,637.02218.31
201094.58%156,486.56218.44
2010102.49%160,384.51218.71
2010113.71%166,340.76218.80
2010123.46%172,099.80219.18
201113.15%177,522.43220.22
20112-1.11%175,547.56221.31
201132.22%179,446.45223.47
201140.66%180,629.42224.91
20115-3.66%174,013.69225.96
201163.10%179,411.13225.72
20117-10.40%160,751.21225.92
20118-0.79%159,482.49226.55
201193.02%164,297.12226.89
2011101.77%167,200.45226.42
2011111.55%169,800.00226.23
2011124.78%177,920.78225.67
201214.16%185,326.93226.67
201222.88%190,671.46227.66
20123-0.04%190,598.60229.39
20124-3.09%184,707.29230.09
20125-1.15%182,578.70229.82
201262.92%187,911.98229.48
201273.39%194,277.88229.10
201283.02%200,147.34230.38
20129-0.22%199,712.75231.41
201210-2.84%194,045.91231.32
2012112.18%198,267.45230.22
2012124.27%206,731.01229.60
201312.33%211,554.09230.28
201322.72%217,313.55232.17
201331.45%220,472.84232.77
201344.57%230,557.86232.53
20135-1.12%227,980.74232.95
201363.25%235,400.33233.50
201370.25%235,994.78233.60
201381.19%238,808.94233.88
201392.12%243,865.84234.15
2013103.86%253,279.04233.55
2013111.52%257,133.09233.07
2013120.97%259,621.65233.05
20141-0.13%259,284.05233.92
201422.72%266,342.46234.78
201430.20%266,879.73236.29
201441.53%270,968.42237.07
201453.20%279,629.43237.90
201461.50%283,812.19238.34
20147-0.43%282,600.45238.25
201481.78%287,625.19237.85
20149-2.65%280,012.95238.03
2014105.71%295,989.51237.43
2014110.63%297,865.75236.15
201412-1.11%294,559.31234.81
201512.83%302,887.67233.71
201520.06%303,055.36234.72
201530.88%305,717.43236.12
201540.98%308,710.11236.60
20155-0.44%307,365.67237.81
20156-0.08%307,120.92238.64
20157-2.42%299,675.09238.65
20158-4.51%286,168.44238.32
201594.32%298,522.68237.95
2015102.93%307,276.76237.84
201511-1.10%303,887.59237.34
201512-6.42%284,379.16236.53
20161-0.55%282,815.33236.92
201626.36%300,810.10237.11
201632.83%309,326.82238.13
20164-0.30%308,385.34239.26
201651.07%311,674.24240.23
201663.30%321,951.50241.02
201671.20%325,812.53240.63
20168-0.44%324,383.28240.85
20169-0.51%322,741.97241.43
2016101.20%326,618.61241.73
2016113.95%339,506.87241.35
2016121.44%344,387.74241.43
201712.58%353,260.70242.84
201721.75%359,440.13243.60
20173-0.15%358,886.58243.80
201741.69%364,960.28244.52
201751.78%371,443.54244.73
201760.99%375,112.97244.96
201770.25%376,042.52244.79
201781.65%382,259.49245.52
201792.73%392,713.52246.82
2017101.59%398,955.97246.66
2017112.88%410,459.81246.67
2017124.86%430,415.95246.52
20181-2.89%417,991.19247.87
201820.06%418,261.13248.99
20183-1.66%411,301.38249.55
201841.96%419,369.55250.55
201852.11%428,230.70251.59
201861.58%434,999.93251.99
201872.45%445,660.93252.01
201881.68%453,146.91252.15
20189-3.85%435,705.34252.44
201810-2.08%426,659.63252.89
201811-5.56%402,926.64252.04
2018121.74%409,919.98251.23
201915.83%433,813.81251.71
201921.95%442,264.60252.78
201933.72%458,731.08254.20
20194-1.53%451,704.29255.55
201951.40%458,049.61256.09
201963.83%475,580.74256.14
20197-3.13%460,674.07256.57
201983.09%474,886.91256.56
201990.01%474,933.46256.76
2019104.43%495,990.55257.35
2019112.47%508,238.15257.21
2019123.35%525,245.81256.97
202010.12%525,887.02257.97
20202-18.92%426,401.24258.68
202034.32%444,815.87258.12
202045.89%471,003.80256.39
202056.51%501,658.01256.39
202063.48%519,097.83257.80
202075.89%549,690.88259.10
20208-0.63%546,244.30259.92
202091.73%555,672.49260.28
2020103.95%577,644.43260.39
2020114.26%602,252.54260.23
2020122.80%619,087.31260.47
202112.49%634,512.05261.58
202120.82%639,723.66263.01
202136.02%678,244.53264.88
202140.76%683,400.76267.05
202151.81%695,773.20269.20
202163.07%717,120.93271.70
202172.19%732,791.18273.00
20218-0.08%732,171.98273.57
202190.45%735,482.68274.31
2021104.74%770,379.46276.59
2021110.27%772,424.07277.95
202112-2.05%756,574.29278.80
20221-2.90%734,614.20281.15
20222-0.89%728,057.15283.72
202230.12%728,918.45287.50
20224-7.87%671,532.67289.11
20225-3.37%648,906.15292.30
202260.46%651,921.52296.31
202276.45%693,953.47296.28
20228-7.28%643,451.67296.17
20229-3.09%623,561.45296.81
2022105.29%656,517.26298.01
2022110.01%656,588.41297.71
2022121.38%665,626.07296.80
202313.15%686,573.13299.17
20232-2.59%668,822.28300.84
202334.00%695,549.90301.84
202340.74%700,680.94303.36
202354.94%735,309.90304.13
202363.88%763,810.82305.11
20237-1.00%756,190.76305.69
20238-0.95%748,979.90307.03
20239-3.04%726,231.04307.79
2023104.60%759,650.19307.67
2023115.18%798,963.96307.05
2023122.91%822,228.49306.75
202414.20%856,756.09308.42
202423.28%884,875.86310.33
20243-1.01%875,946.32312.33
20244-0.94%867,672.11313.55

Click to show 978 more rows

Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.

Dollar-cost averaging

Dollar-cost averaging is an alternative to investing the full lump-sum of $100.00 up-front. Instead, the capital is invested over a period of time.

Consider a strategy in which $100.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 1942. This would result in a final amount of $734,836.24, including dividend reinvestments. In this particular case, dollar-cost average returns are less than the returns of a lump-sum investment (which ends with $867,672.11).

YearMonthContribution ($)Amount ($)
194214.164.03
194224.167.77
194234.1611.49
194244.1615.91
194254.1621.20
194264.1626.44
194274.1630.59
194284.1635.30
194294.1642.58
1942104.1647.73
1942114.1652.41
1942124.1660.23
194314.1668.51
194324.1675.57
194334.1682.73
194344.1690.66
194354.1696.87
194364.16103.51
194374.16102.77
194384.16109.64
194394.16113.22
1943104.16112.42
1943114.16118.63
1943124.32127.43
19441-127.12
19442-131.24
19443-129.53
19444-132.38
19445-139.19
19446-143.39
19447-141.87
19448-140.14
19449-144.18
194410-143.77
194411-147.51
194412-152.50
19451-158.19
19452-158.69
19453-163.29
19454-170.09
19455-173.81
19456-170.86
19457-172.07
19458-184.42
19459-192.75
194510-199.70
194511-203.74
194512-212.50
19461-213.74
19462-208.02
19463-222.10
19464-223.25
19465-222.50
19466-216.83
19467-213.31
19468-182.54
19469-179.13
194610-179.10
194611-185.18
194612-186.89
19471-194.86
19472-187.71
19473-181.52
19474-179.04
19475-186.06
19476-198.52
19477-195.42
19478-191.19
19479-196.98
194710-195.54
194711-193.34
194712-191.67
19481-183.14
19482-186.66
19483-201.94
19484-212.71
19485-222.46
19486-218.11
19487-212.68
19488-211.24
19489-217.98
194810-206.86
194811-206.53
194812-209.89
19491-202.91
19492-205.94
19493-206.79
19494-206.41
19495-196.27
19496-208.56
19497-217.26
19498-221.33
19499-228.28
194910-232.73
194911-240.27
194912-246.59
19501-252.81
19502-256.29
19503-264.96
19504-275.34
19505-281.30
19506-262.38
19507-279.80
19508-291.29
19509-305.05
195010-306.19
195011-306.79
195012-331.37
19511-345.65
19512-341.81
19513-348.39
19514-350.58
19515-346.57
19516-354.77
19517-372.38
19518-384.06
19519-384.17
195110-375.51
195111-389.08
195112-404.00
19521-398.62
19522-401.60
19523-402.42
19524-404.27
19525-417.39
19526-431.44
19527-435.24
19528-430.41
19529-423.48
195210-439.01
195211-458.81
195212-463.34
19531-459.76
19532-464.16
19533-443.40
19534-447.85
19535-433.93
19536-442.23
19537-446.21
19538-427.88
19539-442.93
195310-454.92
195311-463.28
195312-477.29
19541-490.06
19542-502.72
19543-525.09
19544-548.31
19545-555.02
19546-579.76
19547-593.64
19548-609.91
19549-626.44
195410-653.39
195411-685.75
195412-700.62
19551-726.58
19552-723.41
19553-750.96
19554-750.37
19555-796.48
19556-857.36
19557-854.79
19558-895.97
19559-853.63
195510-913.95
195511-925.26
195512-903.17
19561-911.74
19562-977.44
19563-991.93
19564-963.78
19565-961.25
19566-1,016.51
19567-1,013.62
19568-982.31
19569-972.94
195610-966.01
195611-983.49
195612-965.17
19571-926.60
19572-941.62
19573-966.51
19574-1,006.72
19575-1,026.40
19576-1,050.23
19577-995.57
19578-958.34
19579-901.83
195710-885.59
195711-888.41
195712-909.10
19581-915.48
19582-937.62
19583-946.03
19584-979.68
19585-1,006.48
19586-1,037.39
19587-1,079.45
19588-1,111.22
19589-1,159.66
195810-1,198.23
195811-1,224.14
195812-1,276.23
19591-1,260.08
19592-1,295.44
19593-1,320.53
19594-1,343.84
19595-1,335.69
19596-1,392.16
19597-1,387.73
19598-1,336.34
19599-1,338.70
195910-1,347.66
195911-1,394.33
195912-1,373.61
19601-1,324.03
19602-1,309.76
19603-1,330.51
19604-1,322.20
19605-1,374.93
19606-1,344.73
19607-1,364.78
19608-1,327.65
19609-1,305.43
196010-1,351.65
196011-1,388.02
196012-1,463.34
19611-1,527.35
19612-1,579.24
19613-1,625.33
19614-1,645.87
19615-1,628.09
19616-1,627.64
19617-1,690.12
19618-1,680.96
19619-1,703.54
196110-1,784.83
196111-1,805.59
196112-1,742.63
19621-1,775.90
19622-1,781.96
19623-1,729.48
19624-1,605.22
19625-1,422.02
19626-1,460.66
19627-1,504.82
19628-1,495.89
19629-1,453.16
196210-1,557.80
196211-1,629.83
196212-1,697.41
19631-1,724.50
19632-1,722.63
19633-1,808.38
19634-1,849.43
19635-1,853.43
19636-1,830.79
19637-1,886.28
19638-1,940.86
19639-1,950.56
196310-1,944.58
196311-1,991.12
196312-2,057.43
19641-2,087.88
19642-2,131.12
19643-2,167.20
19644-2,193.65
19645-2,185.96
19646-2,272.55
19647-2,244.69
19648-2,288.81
19649-2,333.90
196410-2,355.77
196411-2,320.66
196412-2,386.12
19651-2,409.39
19652-2,417.47
19653-2,455.13
19654-2,497.67
19655-2,385.09
19656-2,387.54
19657-2,438.13
19658-2,525.80
19659-2,588.87
196510-2,616.72
196511-2,611.19
196512-2,662.90
19661-2,651.44
19662-2,549.03
19663-2,633.68
19664-2,501.80
19665-2,487.80
19666-2,488.26
19667-2,344.70
19668-2,269.09
19669-2,256.28
196610-2,376.22
196611-2,393.23
196612-2,492.08
19671-2,585.04
19672-2,653.12
19673-2,705.98
19674-2,761.66
19675-2,734.27
19676-2,788.75
19677-2,840.39
19678-2,887.37
19679-2,890.18
196710-2,806.89
196711-2,894.23
196712-2,893.73
19681-2,770.54
19682-2,727.34
19683-2,936.30
19684-3,011.41
19685-3,099.96
19686-3,101.48
19687-3,041.50
19688-3,148.18
19689-3,233.73
196810-3,291.47
196811-3,333.78
196812-3,200.92
19691-3,193.29
19692-3,132.17
19693-3,203.41
19694-3,315.96
19695-3,151.11
19696-3,018.60
19697-3,010.04
19698-3,028.96
19699-3,069.74
196910-3,100.36
196911-2,944.49
196912-2,927.14
19701-2,833.59
19702-2,890.61
19703-2,811.18
19704-2,496.36
19705-2,489.62
19706-2,502.63
19707-2,584.11
19708-2,747.46
19709-2,815.86
197010-2,821.68
197011-3,023.67
197012-3,147.96
19711-3,278.63
19712-3,371.48
19713-3,495.34
19714-3,456.62
19715-3,401.46
19716-3,385.71
19717-3,334.34
19718-3,417.25
19719-3,353.56
197110-3,206.96
197111-3,436.69
197112-3,588.68
19721-3,663.58
19722-3,759.55
19723-3,806.88
19724-3,777.34
19725-3,796.84
19726-3,777.70
19727-3,920.64
19728-3,873.18
19729-3,889.35
197210-4,093.71
197211-4,188.33
197212-4,229.77
19731-4,089.12
19732-4,034.11
19733-3,968.22
19734-3,866.25
19735-3,789.32
19736-3,835.18
19737-3,772.46
19738-3,847.73
19739-4,010.69
197310-3,735.85
197311-3,481.61
197312-3,540.81
19741-3,453.25
19742-3,611.23
19743-3,437.29
19744-3,344.29
19745-3,359.58
19746-2,978.37
19747-2,866.24
19748-2,579.23
19749-2,640.53
197410-2,739.38
197411-2,572.50
197412-2,794.58
19751-3,096.61
19752-3,250.62
19753-3,298.96
19754-3,520.41
19755-3,622.31
19756-3,637.96
19757-3,383.44
19758-3,354.59
19759-3,521.35
197510-3,593.25
197511-3,550.86
197512-3,889.80
19761-4,052.32
19762-4,084.84
19763-4,129.58
19764-4,113.76
19765-4,150.80
19766-4,261.44
19767-4,237.55
19768-4,340.85
19769-4,205.93
197610-4,190.51
197611-4,349.18
197612-4,325.82
19771-4,223.36
19772-4,221.07
19773-4,170.68
19774-4,173.37
19775-4,210.92
19776-4,264.93
19777-4,176.27
19778-4,127.19
19779-4,036.48
197710-4,076.08
197711-4,072.82
197712-3,934.73
19781-3,896.49
19782-3,906.84
19783-4,095.54
19784-4,320.97
19785-4,350.07
19786-4,347.37
19787-4,665.95
19788-4,684.60
19789-4,554.67
197810-4,307.00
197811-4,389.82
197812-4,573.55
19791-4,525.20
19792-4,631.15
19793-4,743.73
19794-4,653.93
19795-4,766.44
19796-4,834.16
19797-5,076.57
19798-5,154.77
19799-4,981.95
197910-4,965.89
197911-5,184.59
197912-5,356.33
19801-5,591.78
19802-5,100.94
19803-5,041.67
19804-5,295.57
19805-5,658.99
19806-5,940.21
19807-6,148.40
19808-6,322.76
19809-6,532.97
198010-6,834.45
198011-6,749.38
198012-6,750.05
19811-6,542.81
19812-6,813.90
19813-6,902.06
19814-6,790.43
19815-6,848.67
19816-6,710.58
19817-6,764.44
19818-6,202.81
19819-6,309.95
198110-6,502.00
198111-6,578.69
198112-6,262.64
19821-6,142.78
19822-5,974.19
19823-6,300.93
19824-6,336.83
19825-6,002.84
19826-6,017.47
19827-6,065.25
19828-6,798.93
19829-7,402.77
198210-7,735.89
198211-7,840.75
198212-8,148.55
19831-8,322.12
19832-8,643.82
19833-9,006.64
19834-9,405.09
19835-9,570.01
19836-9,637.78
19837-9,405.78
19838-9,717.47
19839-9,780.43
198310-9,668.80
198311-9,656.41
198312-9,808.59
19841-9,307.15
19842-9,348.32
19843-9,395.74
19844-9,372.01
19845-9,198.79
19846-9,115.22
19847-9,954.42
19848-10,094.47
19849-10,052.84
198410-10,182.11
198411-10,110.07
198412-10,585.00
19851-11,197.59
19852-11,144.03
19853-11,258.22
19854-11,566.21
19855-11,856.63
19856-12,123.07
19857-11,899.37
19858-11,675.06
19859-11,849.67
198510-12,610.48
198511-13,278.14
198512-13,377.96
19861-14,140.14
19862-15,014.39
19863-15,426.00
19864-15,501.87
19865-15,987.58
19866-15,699.17
19867-16,057.25
19868-15,662.85
19869-15,648.77
198610-16,201.63
198611-16,478.51
198612-17,578.18
19871-18,714.06
19872-19,533.06
19873-19,365.78
19874-19,399.25
19875-20,271.92
19876-20,904.83
19877-22,254.02
19878-21,579.63
19879-19,021.61
198710-16,681.30
198711-16,458.66
198712-17,157.58
19881-17,728.68
19882-18,301.68
19883-18,139.53
19884-17,742.58
19885-18,806.82
19886-18,749.10
19887-18,426.90
19888-18,782.02
19889-19,496.04
198810-19,102.17
198811-19,546.47
198812-20,233.08
19891-20,900.74
19892-20,866.95
19893-21,610.81
19894-22,500.16
19895-23,263.51
19896-23,914.93
19897-25,036.72
19898-25,150.77
19899-25,222.77
198910-24,765.34
198911-25,443.09
198912-24,880.49
19901-24,251.71
19902-24,908.25
19903-24,957.06
19904-25,918.14
19905-26,739.74
19906-26,785.12
19907-24,679.48
19908-23,608.13
19909-23,061.42
199010-23,749.53
199011-24,838.83
199012-24,668.64
19911-27,531.87
19912-28,370.11
19913-29,010.94
19914-28,959.05
19915-29,059.54
19916-29,286.35
19917-30,070.91
19918-29,979.76
19919-30,034.22
199110-30,038.96
199111-30,319.87
199112-32,550.81
19921-32,355.23
19922-32,027.68
19923-32,112.33
19924-32,776.52
19925-32,340.88
19926-32,959.28
19927-33,269.67
19928-33,395.49
19929-33,000.74
199210-33,910.53
199211-35,019.82
199212-35,069.86
19931-35,674.55
19932-36,441.61
19933-35,952.65
19934-36,213.21
19935-36,526.52
19936-36,548.80
19937-37,192.96
19938-37,696.92
19939-38,165.08
199310-38,167.96
199311-38,506.57
199312-39,175.00
19941-39,145.35
19942-38,587.99
19943-37,296.69
19944-37,691.38
19945-38,109.03
19946-37,911.30
19947-39,079.75
19948-39,399.21
19949-39,224.28
199410-39,079.19
199411-38,678.36
199412-39,626.43
19951-41,139.80
19952-42,192.23
19953-43,548.94
19954-45,006.86
19955-46,437.36
19956-48,084.72
19957-48,331.45
19958-50,128.25
19959-50,585.71
199510-51,778.71
199511-53,533.57
199512-53,620.60
19961-56,786.57
19962-56,672.60
19963-56,784.27
19964-58,121.44
19965-58,864.58
19966-56,818.11
19967-58,565.70
19968-59,750.91
19969-62,212.35
199610-65,355.37
199611-66,138.47
199612-68,292.96
19971-71,271.33
19972-70,826.82
19973-68,414.99
19974-74,721.37
19975-78,709.12
19976-83,223.81
19977-83,513.26
19978-84,508.74
19979-85,899.23
199710-84,909.63
199711-87,146.67
199712-87,353.29
19981-92,945.78
19982-97,883.88
19983-101,217.48
19984-100,992.92
19985-101,110.54
19986-105,627.82
19987-98,264.50
19988-93,451.06
19989-94,657.38
199810-105,045.44
199811-109,356.62
199812-114,876.60
19991-114,799.96
19992-118,156.15
19993-123,177.81
19994-123,056.07
19995-122,303.26
19996-127,834.28
19997-123,009.33
19998-122,273.71
19999-120,717.81
199910-129,295.96
199911-132,927.53
199912-132,769.44
20001-129,479.31
20002-134,582.03
20003-136,499.37
20004-132,624.44
20005-136,819.99
20006-137,983.42
20007-139,280.07
20008-137,776.33
20009-130,592.36
200010-129,583.45
200011-125,281.18
200012-125,851.22
20011-123,162.71
20012-111,979.66
20013-112,482.10
20014-120,220.12
20015-117,348.48
20016-114,226.75
20017-111,889.85
20018-99,305.24
20019-102,467.15
200110-107,644.96
200111-109,223.09
200112-108,897.94
20021-105,246.85
20022-110,451.59
20023-106,569.84
20024-103,564.18
20025-97,432.18
20026-86,949.94
20027-87,940.12
20028-83,756.17
20029-82,611.19
200210-88,084.65
200211-87,172.92
200212-86,978.95
20031-81,399.39
20032-82,464.01
20033-86,822.94
20034-91,435.16
20035-96,650.79
20036-97,226.73
20037-97,065.02
20038-100,133.42
20039-102,163.96
200310-103,400.74
200311-106,568.74
200312-111,827.87
20041-113,043.06
20042-111,273.72
20043-112,351.00
20044-109,470.03
20045-112,598.33
20046-110,077.50
20047-108,550.10
20048-111,570.64
20049-111,685.11
200410-117,016.84
200411-120,208.41
200412-118,586.54
20051-120,580.22
20052-120,272.03
20053-117,374.78
20054-118,942.75
20055-121,536.53
20056-123,733.66
20057-124,117.26
20058-124,464.40
20059-121,198.18
200510-125,999.50
200511-128,701.09
200512-130,588.84
20061-130,567.11
20062-132,507.52
20063-133,565.37
20064-132,514.70
20065-128,929.12
20066-129,857.47
20067-132,833.49
20068-136,195.73
20069-141,120.45
200610-143,945.18
200611-147,037.50
200612-148,056.22
20071-150,419.27
20072-146,698.06
20073-152,830.42
20074-158,014.05
20075-158,559.04
20076-159,470.15
20077-152,770.64
20078-157,467.94
20079-162,178.81
200710-154,383.99
200711-156,295.61
200712-145,925.08
20081-143,642.87
20082-139,869.89
20083-145,805.69
20084-149,542.12
20085-143,191.69
20086-134,487.82
20087-137,326.23
20088-130,669.29
20089-104,282.48
200810-95,308.61
200811-94,973.87
200812-93,933.38
20091-87,637.49
20092-82,653.16
20093-92,837.47
20094-99,020.29
20095-101,861.04
20096-103,162.46
20097-111,540.02
20098-115,611.61
20099-118,389.89
200910-120,869.35
200911-123,559.73
200912-125,236.40
20101-121,606.46
20102-128,833.57
20103-134,100.20
20104-126,211.89
20105-121,739.49
20106-121,545.84
20107-122,595.52
20108-126,728.41
20109-132,529.32
201010-135,830.51
201011-140,874.90
201012-145,752.26
20111-150,344.72
20112-148,672.19
20113-151,974.17
20114-152,976.04
20115-147,373.14
20116-151,944.26
20117-136,141.08
20118-135,066.59
20119-139,144.12
201110-141,602.97
201111-143,804.54
201112-150,682.08
20121-156,954.39
20122-161,480.70
20123-161,418.99
20124-156,429.61
20125-154,626.90
20126-159,143.68
20127-164,534.99
20128-169,505.87
20129-169,137.81
201210-164,338.54
201211-167,913.78
201212-175,081.62
20131-179,166.31
20132-184,044.03
20133-186,719.65
20134-195,260.71
20135-193,078.13
20136-199,361.82
20137-199,865.26
20138-202,248.59
20139-206,531.31
201310-214,503.40
201311-217,767.42
201312-219,874.99
20141-219,589.07
20142-225,566.88
20143-226,021.90
20144-229,484.63
20145-236,819.69
20146-240,362.09
20147-239,335.86
20148-243,591.34
20149-237,144.49
201410-250,675.13
201411-252,264.13
201412-249,463.88
20151-256,517.22
20152-256,659.23
20153-258,913.75
20154-261,448.27
20155-260,309.66
20156-260,102.38
20157-253,796.46
20158-242,357.61
20159-252,820.48
201510-260,234.37
201511-257,364.06
201512-240,842.26
20161-239,517.85
20162-254,757.71
20163-261,970.57
20164-261,173.22
20165-263,958.61
20166-272,662.48
20167-275,932.41
20168-274,721.97
20169-273,331.93
201610-276,615.08
201611-287,530.22
201612-291,663.85
20171-299,178.41
20172-304,411.81
20173-303,943.00
20174-309,086.85
20175-314,577.56
20176-317,685.22
20177-318,472.46
20178-323,737.65
20179-332,591.22
201710-337,877.99
201711-347,620.65
201712-364,521.62
20181-353,999.02
20182-354,227.63
20183-348,333.38
20184-355,166.36
20185-362,670.92
20186-368,403.81
20187-377,432.67
20188-383,772.58
20189-369,001.23
201810-361,340.37
201811-341,240.76
201812-347,163.46
20191-367,399.28
20192-374,556.30
20193-388,501.85
20194-382,550.83
20195-387,924.71
20196-402,771.92
20197-390,147.38
20198-402,184.31
20199-402,223.74
201910-420,057.10
201911-430,429.66
201912-444,833.54
20201-445,376.58
20202-361,121.54
20203-376,716.98
20204-398,895.69
20205-424,856.90
20206-439,626.78
20207-465,536.20
20208-462,617.28
20209-470,602.06
202010-489,210.21
202011-510,050.96
202012-524,308.41
20211-537,371.71
20212-541,785.45
20213-574,408.99
20214-578,775.83
20215-589,254.12
20216-607,333.62
20217-620,604.84
20218-620,080.44
20219-622,884.29
202110-652,438.56
202111-654,170.15
202112-640,746.89
20221-622,148.77
20222-616,595.57
20223-617,325.01
20224-568,724.68
20225-549,562.15
20226-552,115.89
20227-587,712.98
20228-544,942.73
20229-528,097.59
202210-556,008.05
202211-556,068.31
202212-563,722.34
20231-581,462.52
20232-566,429.24
20233-589,065.00
20234-593,410.51
20235-622,737.96
20236-646,875.55
20237-640,422.08
20238-634,315.16
20239-615,049.02
202310-643,351.88
202311-676,646.93
202312-696,349.78
20241-725,591.40
20242-749,406.18
20243-741,843.71
20244-734,836.24

Click to show 978 more rows

The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.

Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.

S&P 500 Returns since 1942 (2024)

FAQs

What is the return of the S&P 500 since 1942? ›

Stock market returns since 1942

If you invested $100 in the S&P 500 at the beginning of 1942, you would have about $867,672.11 at the end of 2024, assuming you reinvested all dividends. This is a return on investment of 867,572.11%, or 11.64% per year.

What is the S&P 500 historical returns last 100 years? ›

The average yearly return of the S&P 500 is 10.62% over the last 100 years, as of the end of April 2024. This assumes dividends are reinvested.

What is the average return of the spy over the last 30 years? ›

In the last 30 Years, the SPDR S&P 500 (SPY) ETF obtained a 10.47% compound annual return, with a 15.14% standard deviation. Discover new asset allocations in USD and EUR, in addition to the lazy portfolios on the website.

What is the return of the stock market since ww2? ›

Stock market returns since 1945

This is a return on investment of 481,766.68%, or 11.28% per year. This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 27,562.75% cumulatively, or 7.34% per year.

What is the average return of the S&P 500 over the last 40 years? ›

40 Years (1982 – 2022): 11.6% annual return. 30 Years (1992 – 2022): 9.64% annual return. 20 Years (2002 – 2022): 8.14% annual return. 10 Years (2012 – 2022): 12.74% annual return.

What is the 20 year return of the S&P 500? ›

The S&P 500 returned 345% over the last two decades, compounding at 7.7% annually. But with dividends reinvested, the S&P 500 delivered a total return of 546% over the same period, compounding at 9.8% annually. Investors can get direct, inexpensive exposure to the index with a fund like the Vanguard S&P 500 ETF.

What is the rolling 30 year return of the stock market? ›

The most recent 10 year annual gain through January 2023 was 12.7%. The previous 20 years were up 10.3% per year. And the past 30 years were up 9.8% per year.

What is the 30 year return of the S&P 500? ›

Looking at the S&P 500 for the years 1993 to mid-2023, the average stock market return for the last 30 years is 9.90% (7.22% when adjusted for inflation). Some of this success can be attributed to the dot-com boom in the late 1990s (before the bust), which resulted in high return rates for five consecutive years.

What is the average annual return on the S&P 500? ›

Bottom Line. Since 1957, the S&P 500's average annual rate of return has been approximately 10.5% (through March 2023) and around 6.6% after adjusting for inflation.

What is the lazy portfolio historical return? ›

Returns
  • 2019: 20.0%
  • 2014: 19.9%
  • 2021: 18.2%

What is the highest the spy has ever been? ›

The all-time high SPDR S&P 500 ETF stock closing price was 523.17 on March 27, 2024. The SPDR S&P 500 ETF 52-week high stock price is 524.61, which is 4.8% above the current share price.

What is the 10 year return of the S&P 500? ›

Average returns
PeriodAverage annualised returnTotal return
Last year25.7%25.7%
Last 5 years14.2%94.5%
Last 10 years15.3%316.2%
Last 20 years10.6%651.5%

What investments did well during WWII? ›

Equities generated the highest nominal returns between 1941 and 1945, but short-term and long-term Treasuries as well as corporate bonds all yielded positive returns, although after inflation, only corporate bonds had positive real returns. Of course, the United States and its allies won the war.

What does WW3 mean for investors? ›

The brightest conclusion is that such odds really are close to zero. A darker one is that, like the investors of 1914, today's may soon be blindsided. History points to a third possibility: that even if investors expect a major war, there is little they can do to reliably profit from it.

What happened to the stock market in 1942? ›

In 1942 the market dropped and hit a new low, but managed to end the year positive. From 1939 until the war culminated in 1945, the Dow saw an overall surge of 50%. Unlike the World Wars, the Gulf War had a less pronounced impact on the markets.

What is the 10 year return on the S&P 500? ›

Average returns
PeriodAverage annualised returnTotal return
Last year25.7%25.7%
Last 5 years14.2%94.5%
Last 10 years15.3%316.2%
Last 20 years10.6%651.5%

What is the return of the S&P 500 since 1957? ›

Since 1957, the S&P 500's average annual rate of return has been approximately 10.5% (through March 2023) and around 6.6% after adjusting for inflation.

What is the total return of the S&P 500? ›

Basic Info. S&P 500 Annual Total Return is at 26.29%, compared to -18.11% last year.

What is the return of the S&P 500 since 1970? ›

From January 1, 1970 to December 31st 2023, the average annual compounded rate of return for the S&P 500®, including reinvestment of dividends, was approximately 10.9% (source: www.spglobal.com). Since 1970, the highest 12-month return was 61% (June 1982 through June 1983).

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