S&P 500 12 Month Total Return Monthly Insights: S&P 500 Returns (2024)

FAQs

S&P 500 12 Month Total Return Monthly Insights: S&P 500 Returns? ›

Basic Info. S&P 500 12 Month Total Return is at 29.88%, compared to 30.45% last month and -7.73% last year.

S&P 500 Monthly Total Return is at 3.22%, compared to 5.34% last month and 3.67% last year.

S&P 500 1 Year Return is at 27.86%, compared to 28.36% last month and -9.30% last year.

Basic Info. S&P 500 Monthly Return is at 3.10%, compared to 5.17% last month and 3.51% last year. This is higher than the long term average of 0.56%. The S&P 500 Monthly Return is the investment return received each month, excluding dividends, when holding the S&P 500 index.

An average annual total return is the standard format. It calculates an asset's total return over a 12 month period. Typically, it shows how the asset performed over the previous year based on either a hypothetical investment or your own initial investment.

The S&P 500 Total Return Index (SPTR) is one example of a total return index. The SPTR is different from the standard S&P Index (SPX), which does not include dividend gains.

Expressed as a percentage, this figure is calculated by taking the change in accumulation unit value (AUV) during the period and dividing by the starting AUV.

Stock Market Average Yearly Return for the Last 50 Years

The average yearly return of the S&P 500 is 11.3% over the last 50 years, as of the end of February 2024. This assumes dividends are reinvested. Adjusted for inflation, the 50-year average stock market return (including dividends) is 7.18%.

Bottom Line. Since 1957, the S&P 500's average annual rate of return has been approximately 10.5% (through March 2023) and around 6.6% after adjusting for inflation.

Looking at the S&P 500 for the years 1993 to mid-2023, the average stock market return for the last 30 years is 9.90% (7.22% when adjusted for inflation).

How much money do I need to invest to make $3,000 a month? ›

Imagine you wish to amass $3000 monthly from your investments, amounting to $36,000 annually. If you park your funds in a savings account offering a 2% annual interest rate, you'd need to inject roughly $1.8 million into the account.

The average stock market return is about 10% per year, as measured by the S&P 500 index, but that 10% average rate is reduced by inflation. Investors can expect to lose purchasing power of 2% to 3% every year due to inflation. » Learn about purchasing power with the inflation calculator.

To annualize a number, multiply the shorter-term rate of return by the number of periods that make up one year. One month's return would be multiplied by 12 months while one quarter's return by four quarters.

The calculation of monthly returns on investment

Once you have those figures, the calculation is simple. Take the ending balance and either add back net withdrawals or subtract out net deposits during the period. Then, divide the result by the starting balance at the beginning of the month.

Looking at the S&P 500 for the years 1993 to mid-2023, the average stock market return for the last 30 years is 9.90% (7.22% when adjusted for inflation).