Mutual Funds and Mutual Fund Investing - Fidelity Investments (2024)

Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

Past performance is no guarantee of future results.

Because of their narrow focus, sector investments tend to be more volatile than investments that diversify across many sectors and companies.

Investing in bonds involves risk, including interest rate risk, inflation risk, credit and default risk, call risk, and liquidity risk.

1.

Other fees and expenses, including those which apply to a continued investment in the fund, are described in the fund's current prospectus. Fidelity Brokerage Services LLC, or its affiliates, receives compensation in connection with (i) access to, purchase or redemption of, and/or maintenance of positions in mutual funds and other investment products ("funds"), (ii) infrastructure needed to support such funds as well as additional compensation for shareholder services, start-up fees, infrastructure support and maintenance, marketing, engagement and analytics programs and/or (iii) a fund's attendance at events for FBS's clients and/or representatives, and opportunities for the fund to promote its products and services. This compensation may take the form of sales loads and 12b-1 fees described in the prospectus and/or additional compensation paid by the fund, its investment adviser or an affiliate. Fidelity reserves the right to change the funds available without transaction fees and reinstate the fees on any funds. Fidelity will charge a short term trading fee each time you sell or exchange shares of FundsNetwork No Transaction Fee (NTF) funds held less than 60 days (short-term trade).

2. The Fund Evaluator is provided to help self-directed investors evaluate mutual funds based on their own needs and circ*mstances. The criteria entered is at the sole discretion of the user and any information obtained should not be considered an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any securities. You acknowledge that your requests for information are unsolicited and shall neither constitute, nor be considered as investment advice by Fidelity Brokerage Services, LLC., Fidelity Distributors Corporation, or their affiliates (collectively, "Fidelity").

Please note: When comparing funds, please consider all important factors, including information pertaining to fund fees, fund features, and fund objectives. While funds may track an index, the indices and strategies employed in seeking to achieve an investment goal may be different. Each fund’s investment object and strategy and index tracked to achieve investment goals may differ. For new investors, funding investment minimums may be different.

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Mutual Funds and Mutual Fund Investing - Fidelity Investments (2024)

FAQs

Does Fidelity let you invest in mutual funds? ›

Fidelity's FundsNetwork allows you to invest in mutual funds from hundreds of fund companies outside of Fidelity, including many available with no transaction fees. Explore your financial options by searching through our world class library of funds.

How much money do you need to open a Fidelity mutual fund account? ›

Proving what it means to put value first

We also offer zero minimum investment Fidelity Mutual Funds, no minimums to open an account, 3 no account fees for retail brokerage accounts, and 24/7 live customer service — now that's value.

Are Fidelity mutual funds free? ›

Offering the industry's first Zero expense ratio index mutual funds offered directly to investors. With no account fees and no minimums to open a retail brokerage account, including IRAs.

What is the new name of Fidelity mutual fund? ›

Fidelity Mutual Fund has announced a name-change of certain schemes.
Old Name of the SchemeNew Name of the Scheme
Fidelity Equity FundL&T Equity Fund
Fidelity Tax Advantage FundL&T Tax Advantage Fund
Fidelity India Special Situations FundL&T India Special Situations Fund
9 more rows
Oct 9, 2012

How long does it take to buy mutual funds on Fidelity? ›

Fidelity mutual fund exchanges settle the same day. For cross family trades, generally, the settlement date of the sell portion of the order is one day after the trade date. The settlement date of the buy portion of the order is generally one business day after the settlement date of the sell portion of the order.

Do any Fidelity mutual funds pay dividends? ›

Fidelity offers a wide range of mutual fund products that can help you generate income. Find funds in Fidelity Fund Picks® that pay monthly or quarterly dividends.

Is Vanguard or Fidelity better? ›

While Fidelity wins out overall, Vanguard is the best option for retirement savers. Its platform offers tools and education focused specifically on retirement planning.

How much should a beginner invest in mutual funds? ›

Beginners Guide to Mutual Funds
  • Start with any amount (as low as 500)
  • Diversify across multiple stocks and other instruments like debt, gold, etc.
  • Start automated monthly investments (SIP)
  • Invest without requiring to open a DEMAT account.

How safe are Fidelity Investments? ›

Is Fidelity a safe company to invest with? Yes, Fidelity is one of the safest brokerages to invest with. It's an industry leader with a stellar reputation and fully regulated in the U.S. with the SEC and FINRA, is trusted by over 43 million people and holds over $11.5 trillion in assets under administration.

Does Fidelity automatically invest my money? ›

At Fidelity, you can set up automatic investments (login required) into funds, stocks, bonds, ETFs, etc., that you already own in your brokerage, retirement, 529 savings, or other eligible retail Fidelity accounts. The investment can be made from the cash available in the account or by linking to a bank account.

Should I use Fidelity or Charles Schwab? ›

Overall Appeal. Fidelity and Schwab are both excellent choices. These investment firms offer thousands of funds. There are some nuances, such as Fidelity being better for crypto traders and Schwab being more optimal for futures traders.

How do I avoid Fidelity fees? ›

Escaping the Fidelity Recordkeeping Fee can be achieved through strategic actions such as closing the account, seeking fiduciary services, and considering alternatives to minimize financial obligations. Closing the account is a straightforward approach to avoid the fee entirely.

What bank does Fidelity Investments use? ›

The Fidelity® Debit Card is issued by PNC Bank, N.A., and the debit card program is administered by BNY Mellon Investment Servicing Trust Company. These entities are not affiliated with each other or with Fidelity Investments.

Is Fidelity FDIC insured? ›

Fidelity is not a bank and brokerage accounts are not FDIC-insured, but uninvested cash balances are eligible for FDIC insurance. Balances above $5 million may be placed in a non-FDIC insured money market fund, which earns a different rate.

How do Fidelity mutual funds work? ›

Mutual funds are investment strategies that allow you to pool your money together with other investors to purchase a collection of stocks, bonds, or other securities that might be difficult to recreate on your own. This is often referred to as a portfolio.

Should I invest with Vanguard or Fidelity? ›

Overall, you might save money at Fidelity if you trade options, but Vanguard will be cheaper if mutual funds are your focus.

How to open a Fidelity mutual fund account? ›

  1. What you'll need to open a Fidelity account. You'll need to have the following information on hand to get your Fidelity account up and running: ...
  2. Step 1: Choose a Fidelity account. ...
  3. Step 2: Fill in your personal information. ...
  4. Step 3: Add account settings. ...
  5. Step 4: Review and confirm. ...
  6. Step 5: Fund the account and start investing!
Feb 1, 2024

Can I buy Vanguard mutual funds through Fidelity? ›

Fidelity, Charles Schwab, TD Ameritrade, E-Trade, and Interactive Brokers are among the financial services firms that sell Vanguard Funds.

Can I buy other funds through Fidelity? ›

Securities you can buy and sell. You can invest in Fidelity and non-Fidelity mutual funds through your Fidelity brokerage FundsNetwork® offers you access to a wider universe of over 4,500 Fidelity and non-Fidelity mutual funds from many of America's best-known fund companies.

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