As numerous mutual fund companies in India introduce new fund offerings (NFOs) monthly, both experienced and new investors seek options for wealth creation. Undeniably, some of the best mutual funds next 10 years have delivered returns beyond expectations. However, while past performance isn’t a guaranteed indicator of future returns, it serves as a valuable gauge of a fund’s historical performance.
Investors tend to favor mutual funds that not only offer impressive returns but also maintain low expense ratios. Furthermore, it’s worth noting that mutual funds present a diverse range of investment options, including stocks, debt, and hybrid funds. These choices cater to investors with varying risk tolerances and investment horizons.
Best Performing Mutual Funds in India Last 10 Years
Several mutual funds in India have demonstrated notable performance over the past decade. Here is a list of best performing mutual funds in the last 10 years that can be a good option for investors.
Best-Performing Large-Cap Mutual Funds in India in the Last 10 Years
| Name | Plan | AUM | CAGR 3 Years | CAGR 5 Years | CAGR 10 Years |
|---|---|---|---|---|---|
| Nippon India Large Cap Fund | Growth | ₹22,766.78 | 24.35 | 19.37 | 18.50 |
| Baroda BNP Paribas Large Cap Fund | Growth | ₹1,806.39 | 19.20 | 20.30 | 17.71 |
| Mirae Asset Large Cap Fund | Growth | ₹37,903.96 | 14.45 | 15.90 | 17.41 |
| ICICI Pru Bluechip Fund | Growth | ₹51,554.28 | 21.13 | 19.48 | 17.32 |
| Invesco India Largecap Fund | Growth | ₹925.41 | 19.25 | 17.95 | 16.82 |
| Edelweiss Large Cap Fund | Growth | ₹770.84 | 18.86 | 19.08 | 16.78 |
| Canara Rob Bluechip Equity Fund | Growth | ₹11,823.30 | 16.39 | 19.55 | 16.77 |
| Kotak Bluechip Fund | Growth | ₹7,679.25 | 17.03 | 18.43 | 16.55 |
| SBI BlueChip Fund | Growth | ₹43,272.98 | 14.94 | 16.99 | 16.54 |
| HDFC Top 100 Fund | Growth | ₹30,979.87 | 21.31 | 17.80 | 16.38 |
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
Note: The data on the top performing large cap mutual funds in the last 10 years in India in the list is from 7th March 2024. However, for real-time updates on stock prices and market trends, visit the smallcase stocks collection today!
Best-Performing Mid-Cap Mutual Funds in India in the Last 10 Years
| Name | Plan | AUM | CAGR 3 Years | CAGR 5 Years | CAGR 10 Years |
|---|---|---|---|---|---|
| Quant Mid Cap Fund | Growth | ₹5,421.74 | 39.65 | 33.25 | 21.44 |
| Motilal Oswal Midcap Fund | Growth | ₹8,481.46 | 33.65 | 27.66 | 23.90 |
| HDFC Mid-Cap Opportunities Fund | Growth | ₹59,027.47 | 29.56 | 25.32 | 23.08 |
| Mahindra Manulife Mid Cap Fund | Growth | ₹2,073.95 | 29.19 | 27.08 | - |
| Nippon India Growth Fund | Growth | ₹24,365.53 | 27.98 | 25.90 | 21.72 |
| Edelweiss Mid Cap Fund | Growth | ₹4,915.47 | 26.50 | 26.52 | 24.29 |
| Tata Mid Cap Growth Fund | Growth | ₹3,292.91 | 24.22 | 23.67 | 22.37 |
| ICICI Pru Midcap Fund | Growth | ₹5,484.38 | 24.16 | 22.20 | 21.30 |
| Sundaram Mid Cap Fund | Growth | ₹10,262.08 | 24.08 | 20.48 | 20.71 |
| Invesco India Midcap Fund | Growth | ₹4,239.54 | 23.97 | 23.57 | 22.93 |
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
Note: The data on the top performing mid cap mutual funds in the last 10 years in India in the list is from 7th March 2024. However, for real-time updates on stock prices and market trends, visit thesmallcase stocks collectiontoday!
Best-Performing Small-Cap Mutual Funds in India in the Last 10 Years
| Name | Plan | AUM | CAGR 3 Years | CAGR 5 Years | CAGR 10 Years |
|---|---|---|---|---|---|
| Quant Small Cap Fund | Growth | ₹15,663.84 | 45.07 | 37.82 | 21.32 |
| Nippon India Small Cap Fund | Growth | ₹45,894.01 | 35.06 | 30.45 | 28.96 |
| HDFC Small Cap Fund | Growth | ₹28,598.92 | 32.08 | 23.98 | 22.48 |
| Franklin India Smaller Cos Fund | Growth | ₹11,822.68 | 30.63 | 24.14 | 23.46 |
| Sundaram Small Cap Fund | Growth | ₹3,063.23 | 29.15 | 23.70 | 22.57 |
| ICICI Pru Smallcap Fund | Growth | ₹7,415.35 | 29.03 | 27.97 | 19.91 |
| Axis Small Cap Fund | Growth | ₹19,530.69 | 28.03 | 27.97 | 25.15 |
| DSP Small Cap Fund | Growth | ₹13,858.70 | 27.10 | 25.41 | 24.70 |
| SBI Small Cap Fund | Growth | ₹24,861.53 | 24.43 | 25.92 | 27.89 |
| Kotak Small Cap Fund | Growth | ₹14,196.39 | 24.13 | 27.44 | 23.93 |
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
Note: The data on the top performing small cap mutual funds in the last 10 years in India in the list is from 7th March 2024. However, for real-time updates on stock prices and market trends, visit thesmallcase stocks collectiontoday!
Factors to Consider Before Investing in Mutual Funds
When contemplating investments in mutual funds, there are several critical factors you can weigh carefully. Therefore, before investing, you can consider the following factors:
- Investment Goals: Clearly define your financial objectives, whether it’s wealth accumulation, retirement planning, or a specific financial goal. Your goals will guide your fund selection in the best mutual funds next 10 years.
- Investment Horizon: If you need to access your money in the next few years, you might choose a more conservative fund. However, if you have a long-term investment horizon, you can afford to take on more risk in exchange for the potential for higher returns.
- Risk Tolerance: How much risk are you comfortable with? Mutual funds vary in terms of their risk profiles. So it’s important to choose a fund that matches your risk tolerance.
- Fund Performance: How has the fund performed in the past? This doesn’t guarantee future returns, but it can give you an idea of the fund’s track record.
- Expense Ratio: The expense ratio is the percentage of a fund’s assets that are used to cover its operating expenses. Lower expense ratios generally mean higher returns for investors.
- Fund Manager: Evaluate the fund manager‘s track record, experience, and investment philosophy. A skilled manager can significantly impact fund performance.
- Fees: Fees are the charges levied by investment advisors or brokers in addition to the direct payments made to them. Therefore, it is advisable to check all the essential factors before considering the best 10 mutual funds investment.
Why Invest in Mutual Funds for 10 Years?
Investing in the highest return mutual funds in last 10 years can be appealing for several reasons. Over a longer horizon, mutual funds have the potential to provide relatively stable returns. This extended timeframe usually allows for the compounding of returns, potentially leading to significant growth.
Additionally, mutual funds offer diversification across various securities and asset classes, by mitigating risks. Therefore, it’s important to note that past performance may not guarantee future returns. Nonetheless, it’s advisable to carefully assess your investment goals and risk tolerance before committing to a long-term investment in a mutual fund.
Who Can Invest in the Best Performing Mutual Fund in India Last 10 Years?
Investing in the best-performing mutual funds with good returns over 10 years can be open to a wide range of investors. These funds can be typically accessible to both retail and institutional investors, including individuals, corporations, trusts, and other entities. Therefore, it’s advisable to consult and/or a financial advisor who can provide personalized guidance based on your specific financial situation.
How to Select the Best Mutual Fund for 10 Years to Invest in?
Apart from the above-mentioned factors, here are some of the tips on how to select the best mutual fund investment for 10 years.
- Identify Your Financial Goals and Risk Tolerance: What are you saving for? Retirement? A child’s education? A down payment on a house? Once you know your goal, you can assess your risk tolerance. Are you comfortable with the potential for volatility, or do you prefer a more conservative approach?
- Choose the Right Fund Type: There are many different types of mutual funds, each with its own investment objective and risk profile. Equity funds invest in stocks, while debt funds invest in bonds. Hybrid funds invest in a mix of both stocks and bonds.
- Can Consider Index Funds: Index funds track a specific market index, such as the S&P 500 or the Nifty 50. They can be less expensive and more tax-efficient than actively managed funds.
How to Invest in the Best Mutual Funds Next 10 Years?
To invest in the best mutual funds for the next 10 years, you can follow these steps:
- Choose the Right Mutual Fund Category: There are many different types of mutual funds available, each with its own investment objective and risk profile. For a long-term investment horizon of 10 years, investors generally invest in equity mutual funds. Equity mutual funds invest in stocks, which may have the potential to generate good returns over the long term, but can also come with higher risk.
- Select the Best Mutual Funds within the Chosen Category: Once you have chosen the right mutual fund category, you may need to select the best mutual funds to invest for 10 years within that category. You can do this by comparing the funds’ performance track record, expense ratio, and fund manager’s experience.
- Invest through a Systematic Investment Plan (SIP): An SIP can be a great way to invest in mutual funds. With SIP, you can invest a fixed amount of money in a chosen mutual fund at regular intervals. Such as monthly or quarterly. This may help you to average out your investment cost over time and reduce the risk of timing the market.
- Review Your Portfolio Regularly: It is advisable to review your mutual fund portfolio regularly. This is to ensure that it is still aligned with your investment goals and risk tolerance. You may need to make adjustments to your portfolio from time to time, such as rebalancing your asset allocation or switching to different funds.
SIP for Highest Return Mutual Fund in Last 10 years
To do a SIP for the best performing mutual funds last 10 years, you can follow these steps:
- Identify the Best Mutual Fund in Last 10 Years: You can do this by comparing the performance of different mutual funds in the same category. You can also find this information on various financial websites and mutual fund websites.
- Choose the Right SIP Plan: There are different SIP plans available, such as daily SIP, weekly SIP, and monthly SIP. Choose a SIP plan that works best for you and your budget.
- Open a Demat Account and a Trading Account: You might need a demat account to hold your mutual fund units. Also, a trading account to buy and sell mutual fund units. You can open a demat account and a trading account with any bank or broker.
- Start Your SIP: Once you have opened a demat account and a trading account, you can start your SIP by giving instructions to your bank or broker. You can also start an SIP online through the website of the mutual fund company.
Here are some additional tips for doing a SIP:
- Invest regularly. The key to a successful SIP is to invest regularly, even if it is a small amount.
- Stay invested for the long term. The stock market can be volatile in the short term, but it has historically trended upwards over the long term.
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Benefits of Investing in Best Mutual Funds Next 10 Years
Here are some of the potential benefits of investing in the best performing mutual funds in India last 5 years.
- Potential for High Returns: For many investors, equity mutual funds may have the potential to generate good returns than other types of investments, such as fixed deposits or savings accounts.
- Diversification: Mutual funds may provide a way to diversify your investment portfolio across different asset classes, sectors, and companies. This can also help to reduce the overall risk of the best diversified mutual fund.
- Professional Management: Mutual funds are managed by professional fund managers. They have the expertise and experience to invest in the stock market. This can save you the time and effort of having to research and pick individual stocks yourself.
- Liquidity: Mutual funds may be considered as highly liquid investments. This may mean that you can easily sell your units and redeem your money whenever you need it.
- Tax Benefits: Equity mutual funds may offer certain tax benefits, such as indexation and long-term capital gains tax benefits. This can help to reduce your overall tax liability.
Risks of Investing in Best Mutual Funds Next 10 Years
Investing in even the best mutual fund may carry the following risks:
Investing in even the best mutual fund may carry the following risks:
- Market Risk: The value of your investment can go down as well as up. There might be no guarantee that you will make any profit or that you will get back your full investment amount.
- Interest Rate Risk: If interest rates rise, the value of your investment may go down. This is because bonds and other fixed-income securities become less attractive to investors when interest rates are higher.
- Credit Risk: If a company or government that has issued bonds defaults on its debt, you may lose some or all of your investment.
- Currency Risk: If you invest in international mutual funds, your investment may be affected by changes in exchange rates.
- Liquidity Risk: You may not be able to sell your mutual fund units immediately, especially if the market is volatile.
Taxation on Highest Return Mutual Fund in Last 10 Years in India
To Wrap It Up…
In conclusion, investing in the best mutual funds for the next 10 years can be a strategic and potentially rewarding financial move. However, it’s crucial to keep in mind that past performance is not a foolproof indicator of future results. Therefore, it is good to have some knowledge of the mutual fund scheme that you are investing in.
FAQs
1. What are the best large cap mutual fund for next 10 years?
The best large cap mutual fund returns 10 years in India can be as follows:
1. ICICI Pru Bluechip Fund
2. SBI BlueChip Fund
3. Mirae Asset Large Cap Fund
Note: This information is provided for educational purposes and is not intended as a recommendation or endorsem*nt.
2. Which 5 star mutual fund has 10 year performance?
The 5 mutual funds with 10-year performance:
1. Nippon India Large Cap Fund (17.09% CAGR)
2. Mirae Asset Large Cap Fund (16.99% CAGR)
3. ICICI Prudential Bluechip Fund (16.78% CAGR)
4. SBI Bluechip Fund (16.61% CAGR)
5. HDFC Top 100 Fund (16.59% CAGR)
Note: This information is provided for educational purposes and is not intended as a recommendation or endorsem*nt.
3. Is investing in the best performing mutual funds in india last 10 years good for new investors?
Investing in the best performing mutual funds in India for last 10 years can be good for new investors. However, it is important to consider your own investment goals and risk tolerance before investing in any mutual fund.
4. When should I invest in mutual fund returns 10 years?
The best time to invest in mutual funds is when you have a long-term investment horizon and can stay invested for at least 5-10 years.
Srishti Mathur
I live in two worlds, one is a world of dogs.
