Jumbo CDs can offer a higher return for those who have a large sum to deposit, and right now, the best jumbo CD rate from a nationally available institution is 5.51% APY, offered by My eBanc for 6 months. Most jumbo CDs require a minimum deposit of $100,000, though some jumbos—including My eBanc's—can be opened with $50,000. To help you find the best CD rates, we've been tracking CDs from hundreds of nationally available banks and credit unions every weekday since 2019. Our resulting daily ranking gives you multiple options in each term, along with details on each CD minimum deposit and early withdrawal penalty policy. But buyer beware: Jumbo CDs don't always pay a higher rate than standard CDs, so it's also smart to shop our daily ranking of the best regular CD rates as well. Below are CD offers available from our partners, followed by our ranking of the best nationwide jumbo rates. Below is our APY ranking of the best jumbo CDs. The offers on this list require a minimum deposit of $50,000 or more, though the majority of the top-paying jumbo CDs require $100,000. In cases where more than one institution pays the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, alphabetically by institution name. CD shoppers beware, as certificates with "jumbo" in their name aren't always your most lucrative option. As shown in the table above and our chart below, you can often earn more by opening a standard CD and simply putting a jumbo-sized deposit into it. Just expand your search for a great rate by additionally checking our ranking of the best CD rates, with terms ranging from three months to 10 years. Why aren't jumbo CD rates always better than standard rates? The answer is that they generally are better than standard rates within the same institution—meaning a bank will generally put a higher rate on the jumbo CDs in its menu. However, a lot more banks and credit unions offer standard CDs than jumbo CDs, with many institutions not offering jumbo CDs at all. So sometimes banks and credit unions that only have standard CDs are paying the highest nationwide rate, beating the top rates from jumbo-offering institutions. Further details on the top-paying jumbo certificate in every term are outlined below, complete with information on minimum deposits, early withdrawal penalties, and, where applicable, how you can join the credit union. The Fed held rates steady for a sixth consecutive time at its meeting ending on May 1. The 5.25% to 5.50% range is the highest it has been since 2001, and Fed officials noted in a statement that there has been a lack of recent progress toward the committee's goal of lowering inflation. Consumer prices rose 3.5% over the year in March. Officials don't foresee reducing the target range until they are confident inflation is moving toward 2%. CD yields closely follow the fed funds rate. Back in October, CD rates reached peaks not seen in more than 20 years. But now, the Fed’s holding pattern has caused CD rates to plateau. Once it appears the Fed is ready to make a rate cut, rates on new CDs will fall. Investopedia collects thousands of CD rates from hundreds of banks and credit unions every weekday. When ranking CD rates, we look at factors like term, early withdrawal penalty, and minimum opening deposit. Investopedia launched in 1999 and has been helping readers find the best CD rates since 2019. The CDs we recommend must be available nationwide and offered by an FDIC-insured bank or NCUA-insured credit union (which covers up to $250,000 per depositor). In addition, to be eligible for our jumbo rankings, each CD's minimum opening deposit requirement must be larger than $25,000 but not higher than $100,000. Our resulting rankings present a list of top-paying options that typically offer three to five times as much as the national average rate—sometimes even more. Ranked below are the top 15 or more APYs on nationally available jumbo CDs. To qualify, CDs must have a minimum deposit of at least $50,000. In the case of ties, we rank them first by the shortest available term, then by the lowest minimum deposit, and finally by the smallest early withdrawal penalty. Jumbo CDs work essentially the same as standard certificates of deposit. You agree to make a lump-sum deposit into the CD and keep it there for your chosen term of maturity, and in exchange, the bank or credit union promises the annual percentage yield (APY) they will pay you for the life of the CD. The only difference between a standard CD and a jumbo certificate is the amount you need to put in. Typically, jumbo CDs require a minimum deposit of $100,000, though some banks and credit unions offer jumbo certificates with minimum deposits as low as $50,000. And while many institutions will pay a slightly higher interest rate on jumbo CDs, it's not universally true. So if you can find a better rate on a standard certificate, you can opt to simply put a jumbo-sized deposit in it. Also like standard certificates, jumbo CDs will carry an early withdrawal penalty, should you cash in the certificate before its maturity date. Be sure to review the terms of the penalty policy before finalizing any type of CD, as the penalties vary widely across institutions. Pros May pay a higher APY than standard CDs Pays a rate guaranteed not to change Offers entirely predictable earnings Is virtually risk-free when opened at a federally insured institution Allows a single investment for one large lump sum Cons Requires a very large deposit Locks up your money until maturity Incurs a penalty if withdrawn early May offer a lower rate of return than other options Always carefully review a CD's terms as provided by the bank or credit union before signing paperwork and funding the account. In particular, be sure you've reviewed the institution's early withdrawal penalty and are comfortable with it. If it seems overly harsh, such as possibly eating away at your principal investment, you should consider opening a similar CD at another institution that has a more reasonable policy. Finding the best certificate of deposit for your financial needs will involve these steps: Always carefully review a CD's terms as provided by the bank or credit union before signing paperwork and funding the account. In particular, be sure you've reviewed the institution's early withdrawal penalty and are comfortable with it. This is the agreement you're making on how much you'll owe the bank or credit union if you opt to cash in your CD before its maturity date. Early withdrawal penalties most commonly take the form of a number of months of forfeited interest. For instance, if you have a 1-year CD, the early withdrawal penalty may be six months of interest. You won't have to pay this penalty out of pocket, but rather, it will be deducted from the interest you earned on the CD, reducing your payout. Early withdrawal penalties vary widely across institutions. Some are quite mild, most are moderate, and some are extremely harsh, such as those that can eat into the principal of your initial deposit amount. If a CD you're considering has a penalty policy that seems especially onerous, consider opening a similar CD at another institution that has a more reasonable policy. When asked in late April what they would invest in if they had an extra $10,000,12% of Investopedia readerssaid they would open a CD. Back in December and January, 11% and 9% of readers (respectively) said they’d invest extra funds in CDs, with that share dipping even further to 8% in March. While CDs sit below individual stocks as the top response (at 19%), CDs are always a good option for those looking for safer investments. For investors whose primary concern is preserving their principal, CDs are one of several options you can weigh. And jumbo CDs can make sense when you have a large amount of cash to invest in this way. But some of the alternatives may suit your goals better. A jumbo CD is a CD that requires a much higher minimum deposit. Traditionally, the term "jumbo" has referred to CDs requiring an investment of at least $100,000. But since no banking rules or regulations stipulate what an institution can call a jumbo CD, banks and credit unions apply the term liberally according to their deposit and marketing strategy. As such, the marketplace includes jumbo CDs, or sometimes "mini jumbos," requiring just $25,000 or $50,000. In theory, jumbo certificates of deposit offer a higher APY than standard CDs, in exchange for you depositing a larger sum with the bank or credit union. So when comparing a regular CD and a jumbo CD at the same institution, the jumbo certificates will usually offer higher yields. But often, the rate difference is quite small, such as a 5 or 10 basis point rate premium for the jumbo CD. That may not make it worth stretching to a larger deposit than you like just to score the jumbo rate. What matters most of all to the savvy CD shopper is how much the best CDs in the country pay, regardless of institution or CD size. Even if you want to invest a jumbo-sized deposit, you can always put that amount in a standard CD. So it's smartest to choose on of the highest rates for the CD term that best fits your timeline. Investments in jumbo CDs are just as safe as deposit made into regular CDs, or any other account at the bank. That's because FDIC insurance (and NCUA insurance for credit unions) doesn't distinguish the types of deposit products it covers. Its limits are strictly defined by a dollar threshold, which is $250,000 per person and per institution. That means coverage can be increased significantly by spreading deposits across accounts held by more than one person (like two spouses) or at more than one institution. Just be aware if you might approach the $250,000 threshold. If you open two $100,000 CDs at one bank, for instance, but also have another $100,000 in checking and money market accounts at that same institution, $50,000 of your deposits would be unprotected by the FDIC should the bank fail. Whether the funds are in regular or jumbo CDs will have no bearing on your protection. The best rate on a jumbo certificate changes regularly, and varies quite a bit by term. Sometimes shorter terms pay higher rates, sometimes you can earn the most in long terms. The key is to shop around for the best rates when you're ready to make a CD deposit. By visiting our rankings above, you can always see the most up-to-date information on who is paying the highest jumbo CD rate in each term. Remember, though, to also compare it to what you can earn with a standard CD, since you can often earn more without limiting yourself to a jumbo certificate. Whenever you open a CD, the terms of your agreement will include the bank or credit union's policy on how they'll calculate a penalty should you request to withdraw your funds before the CD matures. Most typically, the early withdrawal penalty is defined as a certain number of months of earned interest that's forfeited when you cash out. Early withdrawal penalties are typically the same whether the CD is a standard or jumbo CD. However, the penalty calculations across various institutions vary incredibly widely. So be sure to review the penalty policy before signing on the dotted line, and avoid any CD whose penalty can eat into your original principal. The main difference to consider between regular and jumbo CDs is the rate you can earn. Though institutions are, in theory, willing to pay higher yields on larger deposits than smaller ones, this is not always the case, so be sure to shop around. As for IRA CDs, these certificates behave in all the same ways as regular or jumbo CDs except that they are tax-sheltered according to the IRS' rules for IRA accounts. They are simply another type of retirement account or vehicle, and they often are used for funds a saver wants to be invested more conservatively than a securities investment offers and with a focus on capital preservation since CD balances generally do not lose principal. As tax-favored retirement products, IRA CDs involve an additional penalty policy for any withdrawals made before retirement age, along the same lines as an early withdrawal from any other kind of IRA account. Whether or not a CD is negotiable is typically a function of how the CD was acquired, rather than whether it is standard or jumbo in size. CDs opened directly with a bank or credit union are held in the depositor's name and are rarely negotiable. They can be liquidated only according to the bank's policy on early withdrawals and the associated penalty. Alternatively, CDs can be opened through brokerage firms, and these certificates, called brokered CDs, are bought and sold on a secondary market. Instead of going to a bank to open one of these certificates, you do so via your account at a brokerage house (e.g., Vanguard, Fidelity, etc.), and multiple CDs from more than one institution can be held in a single brokerage account. This can simplify the process of tracking and managing more than one certificate. The trade-off for this convenience is two-fold. First, the rates of return on brokered CDs are often less competitive than direct bank CDs. Second, if you want to withdraw your funds from a brokered CD, you cannot simply liquidate it and pay the bank a penalty. Instead, you must put the CD up for sale on the secondary market operated by the brokerage, and the price you receive (which depends on the current rate environment) is far from predictable. Putting money you won't need for a while into a CD is often an excellent way to boost your return. You'll generally earn more than on a savings or money market account, yet your funds are protected and can't lose money, like an investment in the stock market can. But, limitig yourself to just jumbo CDs may not be worth it. Many times you can earn a better rate on a standard certificate, and then just put a jumbo-sized deposit into it. If you find a jumbo certificate that pays a better rate, it certainly can be a good option. It just shouldn't be the only type of certificate you shop for. We researched and reviewed over 250 banks, credit unions, and financial institutions to find the best CD rates you see above on this list. While we write individual reviews for most, we do not always write reviews for those we would not recommend. Below are the banks, credit unions, and financial institutions we researched along with links to individual company reviews to help you learn more before making a decision: 1st Source Bank, 5star Bank, ableBanking, Abound Credit Union, Achieva Credit Union, Affinity Federal Credit Union, Affinity Plus Federal Credit Union, Air Force Federal Credit Union, Alabama Credit Union, Allegacy Federal Credit Union, Alliant Credit Union,Ally Bank, Amerant Bank, American 1 Credit Union, American Express, American Heritage Credit Union, Andrews Federal Credit Union, Apple Federal Credit Union, Banco do Brasil Americas, Banesco USA, Bank of Baroda, Bank5 Connect, Bank7, Texas Capital Bank, bankESB (Easthampton Savings Bank), BankUnitedDirect,Barclays, BBVA Bank, Bellco Credit Union, Blue Federal Credit Union,BMO, BMO Alto,BrioDirect, Cadets Federal Credit Union, California Coast Credit Union,Capital One, Capitol Federal Savings Bank, CD Bank, CFG Bank,Chase Bank, Chevron Federal Credit Union, CIBC (Agility Banking),CIT Bank,Citibank, Citizens Access, Citizens Trust Bank, Colorado Federal Savings Bank,Bread Savings, Communitywide Federal Credit Union, ConnectOne Bank, Connexus Credit Union, Consumers Credit Union, Corporate America Federal Credit Union (CAFCU), Credit Union of Denver, Credit Union of the Rockies, Digital, Federal Credit Union,Discover Bank, DollarSavingsDirect, Dover Federal Credit Union, Dow Credit Union, Evergreen Bank Group, RocklandTrust Bank, Elements Financial, EmigrantDirect.com, Liberty Federal Credit Union,Fidelity Investments, Financial Partners Credit Union, Financial Resources Federal Credit Union, First Financial Credit Union, First Financial Northwest Bank, First Internet Bank, First National Bank of America, First Technology Federal Credit Union, Fort Bragg Federal Credit Union, Garden Savings Federal Credit Union, Georgia Banking Company, Georgia's Own Credit Union, GreenState Credit Union, Greenwood Credit Union, Grow Financial Federal Credit Union, GTE Financial, Gulf Coast Bank & Trust Company, Hanscom Federal Credit Union, Heritage Bank, Hiway Federal Credit Union, Home Loan Investment Bank, Home Savings Bank, Hope Credit Union, HSBC Direct, Hughes Federal Credit Union, Hyperion Bank, Ideal Credit Union, iGObanking, Interior Federal Credit Union, Justice Federal Credit Union, Kinecta Federal Credit Union, KS State Bank, La Capitol Federal Credit Union, Lafayette Federal Credit Union, Lake Michigan Credit Union, Langley Federal Credit Union, Latino Community Credit Union, Limelight Bank, Live Oak Bank, Luther Burbank Savings, MYSB Direct, MAC Federal Credit Union, Main Street Bank, MainStreet Bank, MapleMark Bank, Marcus by Goldman Sachs, Market USA Federal Credit Union, Matadors Community Credit Union, MECU Credit Union, Merrick Bank, Michigan State University Federal Credit Union, Mills42 Federal Credit Union, Mountain America Credit Union, MTC Federal Credit Union, MutualOne Bank, My Banking Direct, My eBanc, My Savings Direct, NASA Federal Credit Union, Nationwide byAxos Bank,Navy Federal Credit Union, nbkc, NexBank, North Country Savings Bank, Northern Bank Direct, Northfield Bank, Northpointe Bank, Nuvision Federal Credit Union, Oklahoma Central Credit Union, One American Bank, OneUnited Bank, Pacific National Bank, Paramount Bank, PARDA Federal Credit Union, Partner Colorado Credit Union, Patelco Credit Union, Pen Air Federal Credit Union,PenFed Credit Union, People's Credit Union, First Service Credit Union, Pinnacle Federal Credit Union,Popular Direct, Premier America Credit Union, Presidential Bank, FSB, Prime Alliance Bank, PSECU (Pennsylvania State Employees Credit Union), Quontic Bank, Quorum Federal Credit Union, Rising Bank, Merrimack Valley Credit Union, Salal Credit Union,Sallie Mae Bank, Santa Clara County Federal Credit Union, Signature Federal Credit Union, Spectrum Credit Union, SRP Federal Credit Union, State Bank of India Chicago, State Bank of India New York, State Bank of Texas, State Department Federal Credit Union, Summit Credit Union, Sun East Federal Credit Union, Superior Choice Credit Union,Synchrony Bank, TAB Bank, Teachers Federal Credit Union, Technology Credit Union, The Federal Savings Bank,,EverBank, TotalDirectBank, Transportation Federal Credit Union, TruStone Financial Credit Union, UNIFY Financial Credit Union, Expedition Credit Union, United States Senate Federal Credit Union, United Texas Bank, University Federal Credit Union,US Bank, USAlliance Financial, USPS Federal Credit Union, Velocity Credit Union, VeraBank,Vio Bank, Virtual Bank, WebBank, Webster Bank,Wells Fargo, Western Vista Credit Union, Wings Financial Credit Union, XCEL Federal Credit Union, BankPurely, Umbrella Bank, giantbank.com, CapEd Credit Union, Zeal Credit Union, Finworth, Coastal1 Credit Union, Service Credit Union, National Cooperative Bank, Premier Members Credit Union,Bank of America, Flagstar Bank, 1st MidAmerica Credit Union, INOVA Federal Credit Union, Genisys Credit Union, Ivy Bank, Heartland Credit Union, Luana Savings Bank, Spectra Credit Union, Workers Credit Union, Credit Human, EFCU Financial, Poppy Bank, Credit One Bank, Vibrant Credit Union, CFBank, Department of Commerce Federal Credit Union, Seattle Bank, Crescent Bank, Pima Federal Credit Union, Cross River Bank,USAA, Great River Federal Credit Union, Brilliant Bank, Merchants Bank of Indiana,LendingClub, Chartway Credit Union, First Central Savings Bank, AgFed Credit Union, North American Savings Bank, Pelican State Credit Union, First Community Credit Union, Bask Bank, Skyla Credit Union, SkyOne Federal Credit Union, 3Rivers Federal Credit Union, Utah First Credit Union, Pasadena Federal Credit Union, Magnifi Financial, AloStar, Primis Bank, Farmers Insurance Federal Credit Union, Tampa Bay Federal Credit Union, Veridian Credit Union, Republic Bank, Salem Five Direct, All In Credit Union, Bethpage Federal Credit Union, Self-Help Federal Credit Union, Forbright Bank, Jovia Financial Credit Union, Sun Canyon Bank, Fortera Credit Union, Partners 1st Federal Credit Union, SouthEast Bank, American Bank, Newtek Bank, CBC Federal Credit Union,Vanguard, All America Bank, Amalgamated Bank, Citizens State Bank, AmBoy Direct, Republic Bank of Chicago, Oklahoma Community Credit Union, BluPeak Credit Union, Valley Direct, Bayer Heritage Federal Credit Union, First Harvest Credit Union, Orion Federal Credit Union, Wellby Financial, FedChoice Federal Credit Union, CoVantage Credit Union, Choice First Bank, Sandia Area Federal Credit Union, OMB Bank, Minnequa Works Credit Union, Securityplus Federal Credit Union, Bank of South Texas, T Bank Every business day, Investopedia tracks the rate data of more than 70 banks and credit unions that offer jumbo CDs to customers nationwide, and determines daily rankings of the top-paying certificates in every major term. To qualify for our lists, the institution must be federally insured (FDIC for banks, NCUA for credit unions), and the CD's minimum initial deposit must not exceed $25,000. Banks must be available in at least 40 states. And while some credit unions require you to donate to a specific charity or association to become a member if you don't meet other eligibility criteria (e.g., you don't live in a certain area or work in a certain kind of job), we exclude credit unions whose donation requirement is $40 or more. For more about how we choose the best rates, read our full methodology. Article Sources Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in oureditorial policy. Federal Reserve. "Federal Reserve Issues FOMC Statement." Bureau of Labor Statistics. "Consumer Price Index." TreasuryDirect. "I Bonds." Investor.gov. "Bonds." Related Terms Types of Specialty Certificates of Deposit (CDs) Explained Specialty CDs offer features such as the ability to add to the principal or avoid early withdrawal fees. Some options offer more flexibility but may have lower rates than standard CDs. more What Is a Certificate of Deposit (CD) and What Can It Do for You? A certificate of deposit (CD) is a type of savings account offered by banks and credit unions that pays a fixed interest rate on money held for an agreed upon period of time. more Jumbo Certificate of Deposit (CD): What It Is, Pros and Cons A jumbo certificate of deposit (CD) is a type of savings account with higher balance requirements than a traditional CD that, in return, pays a higher interest rate. more Add-On CDs: Meaning, Pros and Cons, Example Add-on CDs are specialty CDs that allow you to add more funds to your CD after the initial deposit. Learn whether an add-on or standard CD is a better choice for you. more CD Early Withdrawal Penalty You may have to pay an early withdrawal penalty to take money out of a certificate of deposit before its term ends. Here's what you need to know. more Variable-Rate Certificate of Deposit (CD): Meaning, Example, FAQs A variable-rate certificate of deposit is an investment product with relatively low risk, but its interest rate can fluctuate, unlike most standard CD, which have fixed rates. moreBEST NATIONAL JUMBO CDs Ranked by highest APY, then shortest term, then lowest minimum Best 3-Month Jumbo CDs Rate Term Minimum CD Bank 5.20% APY 3 months $100,000 Luana Savings Bank 4.42% APY 3 months $100,000 All In Credit Union 4.13% APY 3 months $100,000 Best non-Jumbo option: MutualOne Bank 5.65% APY 3 months $500 Best 6-Month Jumbo CDs Rate Term Minimum My eBanc 5.51% APY 6 months $50,000 Third Federal Savings & Loan 5.25% APY 5 months $100,000 CD Bank 5.25% APY 6 months $100,000 Best non-Jumbo option: Newtek Bank 5.55% APY 6 months $2,500 Best 1-Year Jumbo CDs Rate Term Minimum State Bank of Texas 5.50% APY 12 months $100,000 My eBanc 5.41% APY 12 months $50,000 Finworth 5.38% APY 12 months $50,000 Best non-Jumbo option: NexBank 5.40% APY 12 months $25,000 Best 18-Month Jumbo CDs Rate Term Minimum State Department Federal Credit Union 5.41% APY 15 months $100,000 Credit One Bank 5.35% APY 15 months $100,000 Grow Financial Federal Credit Union 5.12% APY 12–17 months $100,000 Best non-Jumbo option: NASA Federal Credit Union 5.40% APY 15 months $10,000 Best 2-Year Jumbo CDs Rate Term Minimum Luana Savings Bank 4.91% APY 24 months $100,000 EFCU Financial 4.85% APY 24 months $100,000 Lafayette Federal Credit Union 4.84% APY 24 months $100,000 Best non-Jumbo option: Credit Human 5.25% APY 18–23 months $500 Best 3-Year Jumbo CDs Rate Term Minimum Hughes Federal Credit Union 4.97% APY 36 months $99,000 Luana Savings Bank 4.86% APY 30 months $100,000 EFCU Financial 4.85% APY 30 months $100,000 Best non-Jumbo option: DollarSavingsDirect 5.00% APY 36 months $1,000 Best 4-Year Jumbo CDs Rate Term Minimum Lafayette Federal Credit Union 4.48% APY 48 months $100,000 Luana Savings Bank 4.38% APY 48 months $100,000 State Department Federal Credit Union 4.37% APY 48 months $100,000 Best non-Jumbo option: Wellby Financial 4.86% APY 48 months $1,000 Best 5-Year Jumbo CDs Rate Term Minimum Luana Savings Bank 4.38% APY 60 months $100,000 State Department Federal Credit Union 4.37% APY 60 months $100,000 Lafayette Federal Credit Union 4.37% APY 60 months $100,000 Best non-Jumbo option: BMO Alto 4.80% APY 60 months Any amount Best 3-month jumbo CD: CD Bank – 5.20% APY
Best 6-month jumbo CD: My eBanc – 5.51% APY
Best 1-year jumbo CD: State Bank of Texas – 5.50% APY
Best 18-month jumbo CD: State Department Federal Credit Union – 5.41% APY
Best 2-year jumbo CD: Luana Savings Bank – 4.91% APY
Best 3-year jumbo CD: Hughes Federal Credit Union – 4.97% APY
Best 4-year jumbo CD: Lafayette Federal Credit Union – 4.48% APY
Best 5-year jumbo CD: Luana Savings Bank – 4.38% APY
In the News
Why You Can Trust Our Expert Recommendations on CDs
Compare the Highest Jumbo CD Rates
Institution Rate (APY) Term Minimum Deposit Early Withdrawal Penalty My eBanc 5.51% 6 months $50,000 3 months of interest State Bank of Texas 5.50% 12 months $100,000 2 months of interest My eBanc 5.41% 12 months $50,000 3 months of interest State Department Federal Credit Union 5.41% 15 months $100,000 All earned interest (6 months maximum) State Bank of Texas 5.40% 12 months $50,000 2 months of interest Finworth 5.38% 12 months $50,000 8 months of interest GTE Financial 5.38% 12 months $100,000 3 months of interest Credit One Bank 5.35% 15 months $100,000 3 months of interest Third Federal Savings & Loan 5.25% 5 months $100,000 3 months of interest CD Bank 5.25% 6 months $100,000 3 months of interest Affinity Federal Credit Union 5.25% 8 months $50,000 3 months of interest Justice Federal Credit Union 5.25% 9 months $100,000 3 months of interest Credit One Bank 5.25% 12 months $100,000 3 months of interest Finworth 5.25% 14 months $50,000 8 months of interest CD Bank 5.20% 3 months $100,000 3 months of interest Veridian Credit Union 5.20% 6 months $100,000 3 months of interest Alliant Credit Union 5.20% 12 months $75,000 Interest from number of days the CD is open (6 months maximum) State Department Federal Credit Union 5.20% 12 months $100,000 All earned interest (6 months maximum) How Do Jumbo CDs Work?
Pros and Cons of a Jumbo CD
How to Find the Best Jumbo CD Rates
Know the Early Withdrawal Penalty Before Opening a CD
Fast Fact
Alternatives to a Jumbo CD
Frequently Asked Questions
What Is a Jumbo CD?
What is the Advantage of a Jumbo CD?
Are Jumbo CDs Safe?
Who Has the Highest-Paying Jumbo CD Right Now?
What If I Need to Withdraw Before My Jumbo CD Reaches Maturity?
What Is the Difference Between Regular, Jumbo, and IRA CDs?
Are Jumbo CDs Negotiable?
Are Jumbo CDs Worth It?
Financial Institutions We Review
How We Find the Best Jumbo CD Rates
Learn More About CDs
:max_bytes(150000):strip_icc()/bestjumbocdrates-32f1e698243b451aaa1575a1cdfa4a62.jpg "Best Jumbo CD Rates for May 2024 (1)")
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